Debt collection
Big Picture Loans debt collection complaints
Consumers have filed 132 complaints about Big Picture Loans's debt collection, 1 in the last 12 months. Big Picture Loans answered 100% on time and closed 0% with relief. See the whole Big Picture Loans record.
Big Picture Loans against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Big Picture Loans | 1 | 100% | 0% |
Latest Big Picture Loans debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jun 9, 2025 | Debt collection | Electronic communicationsContacted before 8am or after 9pm | Explained |
| Nov 23, 2024 | Debt collection | Electronic communicationsFrequent or repeated messages | Explained |
| Sep 25, 2023 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| May 1, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 29, 2022 | Debt collection | Communication tacticsCalled before 8am or after 9pm | Explained |
| Apr 7, 2022 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Jan 5, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 13, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 22, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| May 11, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2020 | Debt collection | Threatened to contact someone or share information improperlyContacted your employer | Explained |
| Oct 19, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 8, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 18, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 27, 2019 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 22, 2019 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 17, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 30, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Jan 17, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Nov 17, 2018 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 26, 2018 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Explained |
| Oct 3, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 15, 2018 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 3, 2018 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 30, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 24, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 27, 2018 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 8, 2018 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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