Credit reporting
Birchwood Credit Services credit reporting complaints
Consumers have filed 77 complaints about Birchwood Credit Services's credit reporting, 4 in the last 12 months (-82%). Birchwood Credit Services answered 0% on time and closed - with relief. See the whole Birchwood Credit Services record.
Birchwood Credit Services against other credit bureaus & report companies
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | TransUnion | 2,331,811 | 100% | 41% |
| 2 | Experian | 2,053,038 | 99.9% | 13% |
| 3 | Equifax | 2,003,445 | 99.9% | 40% |
| 4 | LexisNexis | 36,424 | 99.4% | 25% |
| 5 | CBC Companies | 22,776 | 100% | 53% |
| 6 | Capital One | 10,567 | 100% | 15% |
| 7 | FIS (Fidelity National Information Services) | 6,930 | 100% | 0% |
| 8 | Resurgent Capital Services | 5,816 | 99.9% | 21% |
| 9 | Early Warning Services (Zelle) | 4,540 | 100% | 0% |
| 10 | CL Holdings | 4,485 | 100% | 45% |
| 11 | Citibank | 4,468 | 100% | 48% |
| 12 | Bank of America | 4,455 | 99.4% | 13% |
| 13 | Birchwood Credit Services | 4 | 0% | - |
Latest Birchwood Credit Services credit reporting complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 25, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Apr 7, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Dec 11, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Nov 25, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Oct 31, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Oct 16, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Oct 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Sep 1, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Aug 26, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Jul 1, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Jun 6, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | No timely reply |
| May 29, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| May 6, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | No timely reply |
| May 2, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Apr 26, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Apr 8, 2025 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Apr 2, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Mar 28, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 5, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 4, 2025 | Credit reporting | Problem with a company's investigation into an existing issueWas not notified of investigation status or results | Explained |
| Feb 20, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 4, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 4, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 19, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 12, 2025 | Credit reporting | Improper use of your reportReport provided to employer without your written authorization | Explained |
| Dec 21, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 27, 2024 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Sep 23, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 14, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 27, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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