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Debt relief & credit repair

Bright Capital debt relief & credit repair complaints

Consumers have filed 69 complaints about Bright Capital's debt relief & credit repair, 4 in the last 12 months. Bright Capital answered 75% on time and closed 0% with relief. See the whole Bright Capital record.

Bright Capital against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Bright Capital4new75%0%69

Every debt relief company ranked

Latest Bright Capital debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 24, 2026Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Sep 9, 2026Debt relief & credit repairConfusing or missing disclosuresNJExplainedYes
May 10, 2026Debt relief & credit repairProblem with customer serviceCAExplainedNo
Dec 20, 2025Debt relief & credit repairProblem with customer serviceDCExplainedYes
Aug 27, 2025Debt relief & credit repairCharged upfront or unexpected feesORExplainedYes
Aug 26, 2025Debt relief & credit repairDidn't provide services promisedFLExplainedYes
Aug 14, 2025Debt relief & credit repairUnauthorized withdrawals or chargesMAExplainedYes
Aug 1, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedYes
Jul 8, 2025Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Jul 3, 2025Debt relief & credit repairCharged upfront or unexpected feesMSExplainedYes
Apr 6, 2025Debt relief & credit repairCharged upfront or unexpected feesMOExplainedYes
Mar 23, 2025Debt relief & credit repairProblem with customer serviceNYExplainedNo
Jan 24, 2025Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Jan 14, 2025Debt relief & credit repairDidn't provide services promisedMAExplainedYes
Dec 29, 2024Debt relief & credit repairCharged upfront or unexpected feesPAExplainedYes
Dec 17, 2024Debt relief & credit repairCharged upfront or unexpected feesOHExplainedYes
Oct 11, 2024Debt relief & credit repairCharged upfront or unexpected feesOKExplainedYes
Oct 11, 2024Debt relief & credit repairProblem with customer serviceKYExplainedYes
Oct 2, 2024Debt relief & credit repairCharged upfront or unexpected feesPAExplainedYes
Sep 28, 2024Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
Aug 13, 2024Debt relief & credit repairCharged upfront or unexpected feesCAExplainedYes
Aug 9, 2024Debt relief & credit repairCharged upfront or unexpected feesNVExplainedYes
Aug 2, 2024Debt relief & credit repairDidn't provide services promisedTXExplainedYes
May 16, 2024Debt relief & credit repairDidn't provide services promisedAKExplainedYes
May 1, 2024Debt relief & credit repairDidn't provide services promisedDCExplainedYes
Mar 17, 2024Debt relief & credit repairCharged upfront or unexpected feesARExplainedYes
Mar 14, 2024Debt relief & credit repairCharged upfront or unexpected feesPAExplainedYes
Feb 29, 2024Debt relief & credit repairDidn't provide services promisedNJExplainedYes
Feb 23, 2024Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Feb 23, 2024Debt relief & credit repairCharged upfront or unexpected feesINExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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