Auto lender · complaint record
Buffalo Auto Acceptance complaints
Filed under Buffalo Auto Acceptance Corp.
Consumers have filed 10 complaints about Buffalo Auto Acceptance since 2018, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 10
- Last 12 months
- 2
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #103 of 193
Since June 2018
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Feb 26, 2026
Most complained-about auto lenders
Buffalo Auto Acceptance complaints by month
The busiest month was June 2018 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Buffalo Auto Acceptance answered all time
- Closed with explanation10100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Buffalo Auto Acceptance complaints are about
Top Buffalo Auto Acceptance problems
Inside "Repossession"
- Loan balance remaining after the vehicle is repossessed and sold 2
- Lender trying to repossess or disable the vehicle 1
Buffalo Auto Acceptance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Buffalo Auto AcceptanceAuto loans & leases | - | 2 | - |
Compare side by side: Buffalo Auto Acceptance vs The Savings Group · Buffalo Auto Acceptance vs AC AutoPay LLC, Denver, CO Branch · Buffalo Auto Acceptance vs CARS Acquisition · Buffalo Auto Acceptance vs EA Holdings
What people say about Buffalo Auto Acceptance
All experiencesNo experiences with Buffalo Auto Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Buffalo Auto Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 26, 2026 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Explained |
| Dec 16, 2025 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Feb 3, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Mar 8, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 15, 2023 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Oct 19, 2023 | Auto loans & leases | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Sep 28, 2023 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jul 10, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| May 7, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jun 23, 2018 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about Buffalo Auto Acceptance
How many complaints does Buffalo Auto Acceptance have?
Buffalo Auto Acceptance has 10 complaints on record since June 2018, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Buffalo Auto Acceptance respond to complaints?
Yes. Buffalo Auto Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Buffalo Auto Acceptance?
The most common problems are repossession (3), problems at the end of the loan or lease (1), problem with a credit reporting company's investigation into an existing problem (1).
Is Buffalo Auto Acceptance legit?
Buffalo Auto Acceptance is a real company with a public complaint record: consumers have complained about it 10 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Buffalo Auto Acceptance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Buffalo Auto Acceptance?
Complain to Buffalo Auto Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Buffalo Auto Acceptance complaints come from?
Most come from New York (10). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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