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Complaint log

CAC Financial complaint log

The newest complaints about CAC Financial, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Oct 25, 2025Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Oct 11, 2025Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Oct 3, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Sep 25, 2025Debt collectionCommunication tacticsFrequent or repeated callsOKExplainedYes
Sep 12, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Sep 5, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseOKExplainedYes
Sep 3, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 31, 2025Debt collectionAttempts to collect debt not owedDebt was result of identity theftOKExplainedYes
Aug 29, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Aug 20, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountOKExplainedYes
Aug 11, 2025Credit reportingImproper use of your reportReporting company used your report improperlyOKExplainedYes
Aug 11, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 11, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseARExplainedYes
Aug 8, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jul 17, 2025Debt collectionCommunication tacticsFrequent or repeated callsOKExplainedYes
Jul 17, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Jul 12, 2025Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Jul 10, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedOKExplainedYes
Jul 8, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Jul 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes
Jun 25, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeARExplainedYes
Jun 20, 2025Credit reportingIncorrect information on your reportAccount information incorrectARExplainedYes
Jun 15, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Jun 11, 2025Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Jun 2, 2025Debt collectionWritten notification about debtNotification didn't disclose it was an attempt to collect a debtTXExplainedYes
May 15, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
May 9, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeNMExplainedYes
May 2, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursLAExplainedYes
Apr 22, 2025Credit reportingIncorrect information on your reportAccount information incorrectMSExplainedYes
Apr 22, 2025Debt collectionElectronic communicationsFrequent or repeated messagesOKExplainedYes
Apr 21, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Apr 13, 2025Debt collectionAttempts to collect debt not owedDebt was paidOKExplainedYes
Mar 31, 2025Debt collectionCommunication tacticsFrequent or repeated callsALExplainedYes
Mar 31, 2025Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledge-ExplainedYes
Mar 28, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtTXExplainedYes
Mar 13, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNCExplainedYes
Mar 12, 2025Credit reportingIncorrect information on your reportInformation is missing that should be on the reportKSExplainedYes
Mar 11, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountLAExplainedYes
Feb 18, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedNo
Feb 13, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtARExplainedYes
Feb 12, 2025Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtTXExplainedYes
Feb 12, 2025Debt collectionWritten notification about debtDidn't receive notice of right to disputeTXExplainedYes
Feb 12, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportLAExplainedYes
Feb 6, 2025Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtTXExplainedYes
Jan 29, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursOKExplainedYes
Jan 28, 2025Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes
Jan 23, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedYes
Jan 15, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtOKExplainedYes
Jan 14, 2025Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedTXExplainedYes
Jan 12, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursGAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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