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Credit reporting

Capital Accounts credit reporting complaints

Consumers have filed 242 complaints about Capital Accounts's credit reporting, 35 in the last 12 months (+21%). Capital Accounts answered 0% on time and closed - with relief. See the whole Capital Accounts record.

Capital Accounts against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Capital Accounts35+21%0%-242

Every credit bureau ranked

Latest Capital Accounts credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Oct 23, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elsePANo timely replyNo
Oct 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNCNo timely replyNo
Oct 16, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportVANo timely replyNo
Oct 10, 2026Credit reportingImproper use of your reportReporting company used your report improperlyPANo timely replyNo
Oct 6, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportILNo timely replyNo
Aug 7, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCANo timely replyNo
Aug 1, 2026Credit reportingImproper use of your reportReporting company used your report improperlyIDNo timely replyNo
Jul 29, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXNo timely replyNo
Jul 7, 2026Credit reportingIncorrect information on your reportAccount information incorrectILNo timely replyNo
Jun 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXNo timely replyNo
Jun 22, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXNo timely replyNo
May 28, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLNo timely replyNo
May 26, 2026Credit reportingProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneAZNo timely replyNo
May 22, 2026Credit reportingIncorrect information on your reportAccount status incorrectORNo timely replyNo
May 17, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHNo timely replyNo
May 14, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportNJNo timely replyNo
May 4, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXNo timely replyNo
May 3, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceILNo timely replyNo
May 3, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputePANo timely replyNo
May 3, 2026Credit reportingIncorrect information on your reportAccount status incorrectILNo timely replyNo
Apr 29, 2026Credit reportingIncorrect information on your reportAccount information incorrectNYNo timely replyNo
Apr 27, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCANo timely replyNo
Apr 20, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseFLNo timely replyNo
Apr 16, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseTXNo timely replyNo
Apr 9, 2026Credit reportingProblem with a company's investigation into an existing problemProblem with personal statement of disputeMNNo timely replyNo
Apr 7, 2026Credit reportingIncorrect information on your reportAccount status incorrectALNo timely replyNo
Feb 27, 2026Credit reportingCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceNCNo timely replyNo
Feb 25, 2026Credit reportingImproper use of your reportReporting company used your report improperlyILNo timely replyNo
Jan 30, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMSNo timely replyNo
Jan 29, 2026Credit reportingImproper use of your reportReporting company used your report improperlyNYNo timely replyNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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