Debt collection
Capital Accounts debt collection complaints
Consumers have filed 1,164 complaints about Capital Accounts's debt collection, 30 in the last 12 months (+15%). Capital Accounts answered 0% on time and closed - with relief. See the whole Capital Accounts record.
Capital Accounts against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Capital Accounts | 30 | 0% | - |
Latest Capital Accounts debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 4, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | No timely reply |
| Sep 16, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | No timely reply |
| Aug 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 20, 2026 | Debt collection | Electronic communicationsFrequent or repeated messages | No timely reply |
| Aug 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 28, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Jul 22, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to turn you in to immigration or deport you | No timely reply |
| Jul 16, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Jul 8, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jul 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jul 3, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Jun 22, 2026 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | No timely reply |
| Jun 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | No timely reply |
| Jun 19, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 30, 2026 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | No timely reply |
| May 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 12, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Apr 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Apr 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | No timely reply |
| Mar 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Mar 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Jan 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Dec 9, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 6, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Dec 5, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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