Debt collector · complaint record
Cars America complaints
Filed under Cars America Inc.
Consumers have filed 30 complaints about Cars America since 2017, 26 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 30
- Last 12 months
- 26
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 3
- Rank
- #457 of 1,963
Since November 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
Cars America complaints by month
The busiest month was May 2026 (6 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cars America answered last 12 months
- Untimely response26100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/450% on time
- Relief for customers0/400% closed with relief
- Complaint trend10/15no earlier year
What Cars America complaints are about
Top Cars America problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 24
Where Cars America complaints come from
Most complaints: Texas (5), Florida (4), Georgia (4), North Carolina (3), Ohio (2).
Cars America compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | UlrsDebt collection | 15 | 26 | F |
| 2 | Debt Collectors InternationalDebt collection | 54 | 26 | C |
| 3 | Global Credit & CollectionDebt collection | 3 | 26 | F |
| 4 | Recovery Management SolutionsDebt collection | 51 | 26 | C |
| 5 | Constar Financial ServicesDebt collection | 33 | 26 | F |
| 6 | Triton Recovery GroupDebt collection | 29 | 26 | F |
| 7 | AdelanteDebt collection | 51 | 26 | C |
| 8 | Cars AmericaDebt collection | 10 | 26 | F |
Compare side by side: Cars America vs Ulrs · Cars America vs Debt Collectors International · Cars America vs Global Credit & Collection · Cars America vs Recovery Management Solutions
What people say about Cars America
All experiencesNo experiences with Cars America yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cars America complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Sep 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Sep 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 16, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jun 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| May 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
Questions about Cars America
How many complaints does Cars America have?
Cars America has 30 complaints on record since November 2017, including 26 in the last 12 months and 3 in the last 30 days. That makes it number 947 of every company by complaints this year.
Does Cars America respond to complaints?
Yes. Cars America answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 10/100 (grade F).
What do people complain about most with Cars America?
The most common problems are took or threatened to take negative or legal action (24), problem with a company's investigation into an existing problem (1), incorrect information on your report (1).
Is Cars America legit?
Cars America is a real company with a public complaint record: consumers have complained about it 30 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cars America legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cars America?
Complain to Cars America in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cars America complaints come from?
Most come from Texas (5), Florida (4), Georgia (4). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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