Debt collector · complaint record
Carter Business Service complaints
Filed under Carter Business Service, Inc.
Consumers have filed 27 complaints about Carter Business Service since 2016, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 27
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,125 of 1,963
Since July 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 6, 2026
Most complained-about debt collectors
Carter Business Service complaints by month
The busiest month was January 2023 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Carter Business Service answered all time
- Closed with explanation27100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Carter Business Service complaints are about
Top Carter Business Service problems
Inside "Attempts to collect debt not owed"
- Debt was paid 7
- Debt is not yours 2
Where Carter Business Service complaints come from
Most complaints: Massachusetts (15), New Hampshire (4), California (2), Connecticut (2), Florida (1).
Carter Business Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Carter Business ServiceDebt collection | - | 3 | - |
Compare side by side: Carter Business Service vs Green Square · Carter Business Service vs EMoneyUSA · Carter Business Service vs Mullooly Jeffrey Rooney & Flynn · Carter Business Service vs Credit World Services
What people say about Carter Business Service
All experiencesNo experiences with Carter Business Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Carter Business Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 6, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 16, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 24, 2025 | Debt collection | Written notification about debtNotification didn't disclose it was an attempt to collect a debt | Explained |
| Sep 18, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 18, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 9, 2025 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Apr 8, 2024 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Feb 2, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 19, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Jan 29, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 19, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Questions about Carter Business Service
How many complaints does Carter Business Service have?
Carter Business Service has 27 complaints on record since July 2016, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does Carter Business Service respond to complaints?
Yes. Carter Business Service answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Carter Business Service?
The most common problems are attempts to collect debt not owed (9), written notification about debt (8), false statements or representation (3).
Is Carter Business Service legit?
Carter Business Service is a real company with a public complaint record: consumers have complained about it 27 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Carter Business Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Carter Business Service?
Complain to Carter Business Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Carter Business Service complaints come from?
Most come from Massachusetts (15), New Hampshire (4), California (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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