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Prepaid & gift cards

Chime prepaid & gift cards complaints

Consumers have filed 774 complaints about Chime's prepaid & gift cards, 212 in the last 12 months (+36%). Chime answered 100% on time and closed 8% with relief. See the whole Chime record.

Chime against other prepaid card companies

#Company12 monthsChangeOn timeReliefAll time
1Block (Cash App)890+5%99%0%2,658
2Comerica723-13%100%71%5,025
3InComm Payments643+10%91.8%0%3,411
4American Express573-61%99.3%39%7,103
5Netspend409+48%99.5%0%3,430
6Conduent333+83%19.5%0%2,067
7Fifth Third Bank321new100%43%497
8Fiserv Finxact Core285-1%100%0%1,190
9Blackhawk Network263+21%98.1%0%1,285
10U.S. Bank251-23%100%12%4,084
11PayPal222+80%100%44%1,088
12Chime212+36%100%8%774

Every card company ranked

Latest Chime prepaid & gift cards complaints

ReceivedAboutIssueStateAnswerOn time
Sep 14, 2026Prepaid & gift cardsUnexpected or other feesOHExplainedYes
Sep 14, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferDCIn progressYes
Sep 14, 2026Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardNCIn progressYes
Sep 13, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferTXExplainedYes
Sep 13, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferPAExplainedYes
Sep 12, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferMAExplainedYes
Sep 11, 2026Prepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardLAExplainedYes
Sep 9, 2026Prepaid & gift cardsUnexpected or other feesMSMoney backYes
Sep 8, 2026Prepaid & gift cardsTrouble using the cardProblem with direct depositILExplainedYes
Aug 31, 2026Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardMIExplainedYes
Aug 30, 2026Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardNYExplainedYes
Aug 26, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferOHExplainedYes
Aug 25, 2026Prepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardMNMoney backYes
Aug 23, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferTXExplainedYes
Aug 21, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferNJExplainedYes
Aug 18, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferCAExplainedYes
Aug 13, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferWAExplainedYes
Aug 13, 2026Prepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardOKExplainedYes
Aug 13, 2026Prepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardNYExplainedYes
Aug 12, 2026Prepaid & gift cardsAdvertisingChanges in terms from what was offered or advertisedMSExplainedYes
Aug 12, 2026Prepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardOKExplainedYes
Aug 12, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferTXExplainedYes
Aug 11, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferPAExplainedYes
Aug 9, 2026Prepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardCAExplainedYes
Aug 7, 2026Prepaid & gift cardsUnexpected or other feesNCExplainedYes
Aug 6, 2026Prepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardTXExplainedYes
Aug 6, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferWIExplainedYes
Aug 4, 2026Prepaid & gift cardsUnexpected or other feesARExplainedYes
Aug 1, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferCOExplainedYes
Jul 29, 2026Prepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferTXExplainedYes

Your rights with prepaid card companies

Registered prepaid accounts get most Regulation E protections: report unauthorized transactions and errors quickly and the provider must investigate. Payroll and government benefit cards must tell you how to get your money without fees.

Scam warning: Gift cards are for gifts. Anyone asking you to pay a bill, a fine or a "fee" with gift cards is a scammer.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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