Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Prepaid & gift cards

Problem with a purchase or transfer

Consumers have filed 12,296 complaints about this, 2,371 in the last 12 months (+37%), against 191 companies. The most complained-about is Block. Companies closed 14% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Card company isn't resolving a dispute about a purchase or transfer7,56862%
  • Charged for a purchase or transfer you did not make with the card4,49237%
  • Overcharged for a purchase or transfer you did make with the card2362%

By month

By state

ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY
Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 11, 2026Fiserv Finxact CorePrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferILIn progressYes
Nov 11, 2026Fiserv Finxact CorePrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferNJIn progressYes
Nov 10, 2026BlockPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferNVExplainedYes
Nov 10, 2026Fiserv Finxact CorePrepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardILIn progressYes
Nov 10, 2026Google Compare Credit CardsPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferCAExplainedYes
Nov 10, 2026Fiserv Finxact CorePrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferCAIn progressYes
Nov 9, 2026BlockPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferPAExplainedYes
Nov 8, 2026BlockPrepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardNCExplainedYes
Nov 7, 2026NetspendPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferSCExplainedYes
Nov 6, 2026Fiserv Finxact CorePrepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardCAExplainedYes
Nov 6, 2026BlockPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferALExplainedYes
Nov 4, 2026BlockPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferFLExplainedYes
Nov 4, 2026Fiserv Finxact CorePrepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardCAExplainedYes
Nov 4, 2026NetspendPrepaid & gift cardsProblem with a purchase or transferCharged for a purchase or transfer you did not make with the cardKYExplainedYes
Nov 4, 2026BlockPrepaid & gift cardsProblem with a purchase or transferCard company isn't resolving a dispute about a purchase or transferINExplainedYes

Your rights with prepaid card companies

Registered prepaid accounts get most Regulation E protections: report unauthorized transactions and errors quickly and the provider must investigate. Payroll and government benefit cards must tell you how to get your money without fees.

Scam warning: Gift cards are for gifts. Anyone asking you to pay a bill, a fine or a "fee" with gift cards is a scammer.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about it

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience