Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Prepaid & gift cards

Problem getting a card or closing an account

Consumers have filed 7,532 complaints about this, 1,038 in the last 12 months (-3%), against 158 companies. The most complained-about is Block. Companies closed 22% of these with relief.

Companies with the most

Last 12 months.

In more detail

  • Trouble getting, activating, or registering a card3,08641%
  • Trouble closing card2,19229%
  • Trouble getting a working replacement card1,47620%
  • Don't want a card provided by your employer or the government77810%

By month

By state

ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPAPRRISCSDTNTXUTVTVAWAWVWIWY
Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 13, 2026Fiserv Finxact CorePrepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardCAIn progressYes
Nov 12, 2026Blackhawk NetworkPrepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardCOExplainedYes
Nov 11, 2026Fiserv Finxact CorePrepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardNJIn progressYes
Nov 8, 2026Fiserv Finxact CorePrepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardCAExplainedYes
Nov 7, 2026NetspendPrepaid & gift cardsProblem getting a card or closing an accountDon't want a card provided by your employer or the governmentPAExplainedYes
Nov 6, 2026Fiserv Finxact CorePrepaid & gift cardsProblem getting a card or closing an accountTrouble getting a working replacement cardPAIn progressYes
Nov 4, 2026Blackhawk NetworkPrepaid & gift cardsProblem getting a card or closing an accountTrouble getting a working replacement cardCAExplainedYes
Nov 4, 2026Fiserv Finxact CorePrepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardNYExplainedYes
Nov 4, 2026Fiserv Finxact CorePrepaid & gift cardsProblem getting a card or closing an accountTrouble getting a working replacement cardCAIn progressYes
Nov 3, 2026NetspendPrepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardSCExplainedYes
Nov 2, 2026NetspendPrepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardMNExplainedYes
Nov 2, 2026NetspendPrepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardILExplainedYes
Nov 2, 2026Capital OnePrepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardWAMoney backYes
Nov 1, 2026InComm PaymentsPrepaid & gift cardsProblem getting a card or closing an accountTrouble getting, activating, or registering a cardCOExplainedYes
Nov 1, 2026Revolut TechnologiesPrepaid & gift cardsProblem getting a card or closing an accountTrouble closing cardFLExplainedYes

Your rights with prepaid card companies

Registered prepaid accounts get most Regulation E protections: report unauthorized transactions and errors quickly and the provider must investigate. Payroll and government benefit cards must tell you how to get your money without fees.

Scam warning: Gift cards are for gifts. Anyone asking you to pay a bill, a fine or a "fee" with gift cards is a scammer.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about it

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience