Credit bureau · complaint record
Credit Reporting Services complaints
Filed under Credit Reporting Services LLC
Consumers have filed 6 complaints about Credit Reporting Services since 2022, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 6
- Last 12 months
- 0
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since November 2022
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 9, 2025
Credit Reporting Services complaints by month
The busiest month was November 2022 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Reporting Services answered all time
- Closed with explanation6100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credit Reporting Services complaints are about
Top Credit Reporting Services problems
Inside "Improper use of your report"
- Reporting company used your report improperly 2
- Credit inquiries on your report that you don't recognize 1
Where Credit Reporting Services complaints come from
Most complaints: Illinois (2), New Jersey (1), Pennsylvania (1), Tennessee (1), Alabama (1).
Credit Reporting Services compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Credit Reporting ServicesCredit reporting | - | 0 | - |
Compare side by side: Credit Reporting Services vs Apple Financing · Credit Reporting Services vs Nav Technologies · Credit Reporting Services vs Opportunity Fund · Credit Reporting Services vs Heritage Financial Group
What people say about Credit Reporting Services
All experiencesNo experiences with Credit Reporting Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Reporting Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 9, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 20, 2024 | Credit cards | Getting a credit cardCard opened without my consent or knowledge | Explained |
| Sep 25, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Apr 3, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 5, 2023 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | Explained |
| Nov 1, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Credit Reporting Services
How many complaints does Credit Reporting Services have?
Credit Reporting Services has 6 complaints on record since November 2022, including 0 in the last 12 months and 0 in the last 30 days.
Does Credit Reporting Services respond to complaints?
Yes. Credit Reporting Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Credit Reporting Services?
The most common problems are improper use of your report (3), incorrect information on your report (2), getting a credit card (1).
Is Credit Reporting Services legit?
Credit Reporting Services is a real company with a public complaint record: consumers have complained about it 6 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Reporting Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credit Reporting Services?
Complain to Credit Reporting Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Reporting Services complaints come from?
Most come from Illinois (2), New Jersey (1), Pennsylvania (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Credit Reporting Services
No comments yet. Start the conversation - questions are welcome too.