Payday & personal loans
Credit Shop payday & personal loans complaints
Consumers have filed 6 complaints about Credit Shop's payday & personal loans. See the whole Credit Shop record.
Credit Shop against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Credit Shop | 0 | - | - |
Latest Credit Shop payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 24, 2020 | Payday & personal loans | Struggling to pay your loan | Explained |
| Mar 19, 2019 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jan 16, 2018 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 20, 2016 | Payday & personal loans | Charged fees or interest I didn't expect | Explained |
| Feb 15, 2016 | Payday & personal loans | Problems when you are unable to pay | Explained |
| Dec 24, 2014 | Payday & personal loans | Managing the loan or lease | Closed |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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