Debt collector · complaint record
Creditmax complaints
Filed under Creditmax Collection Agency, Inc. d/b/a Creditmax, Inc.
Consumers have filed 12 complaints about Creditmax since 2017, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 12
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,275 of 1,963
Since April 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Aug 26, 2026
Most complained-about debt collectors
Creditmax complaints by month
The busiest month was April 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Creditmax answered all time
- Closed with explanation1191.7%
- Untimely response18.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Creditmax complaints are about
Top Creditmax problems
Inside "Took or threatened to take negative or legal action"
- Sued you without properly notifying you of lawsuit 3
- Collected or attempted to collect exempt funds 1
- Sued you in a state where you do not live or did not sign for the debt 1
Where Creditmax complaints come from
Most complaints: Indiana (8), Georgia (1), Pennsylvania (1), Michigan (1), Ohio (1).
Creditmax compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | CreditmaxDebt collection | - | 2 | - |
Compare side by side: Creditmax vs Green Square · Creditmax vs EMoneyUSA · Creditmax vs Mullooly Jeffrey Rooney & Flynn · Creditmax vs Credit World Services
What people say about Creditmax
All experiencesNo experiences with Creditmax yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Creditmax complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 26, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| May 30, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Nov 14, 2025 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Jun 26, 2025 | Debt collection | Took or threatened to take negative or legal actionCollected or attempted to collect exempt funds | Explained |
| May 8, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| May 21, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 5, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 1, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 2, 2019 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| May 11, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 27, 2019 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Apr 11, 2017 | Debt collection | Cont'd attempts collect debt not owedDebt was paid | Explained |
Questions about Creditmax
How many complaints does Creditmax have?
Creditmax has 12 complaints on record since April 2017, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does Creditmax respond to complaints?
Yes. Creditmax answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Creditmax?
The most common problems are took or threatened to take negative or legal action (5), improper use of your report (1), incorrect information on your report (2).
Is Creditmax legit?
Creditmax is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Creditmax legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Creditmax?
Complain to Creditmax in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Creditmax complaints come from?
Most come from Indiana (8), Georgia (1), Pennsylvania (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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