Debt collector · complaint record
Credits complaints
Filed under Credits, Incorporated
Consumers have filed 29 complaints about Credits since 2015, 13 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is written notification about debt.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 29
- Last 12 months
- 13
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #652 of 1,963
Since August 2015
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Apr 21, 2026
Most complained-about debt collectors
Credits complaints by month
The busiest month was January 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credits answered all time
- Closed with non-monetary relief13.4%
- Closed with explanation2896.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Credits complaints are about
Top Credits problems
Inside "Written notification about debt"
- Didn't receive enough information to verify debt 14
- Didn't receive notice of right to dispute 2
Where Credits complaints come from
Most complaints: Oregon (20), Washington (4), Idaho (3), Kentucky (1), Arizona (1).
Credits compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | CreditsDebt collection | - | 13 | - |
Compare side by side: Credits vs Green Square · Credits vs EMoneyUSA · Credits vs Mullooly Jeffrey Rooney & Flynn · Credits vs Credit World Services
What people say about Credits
All experiencesNo experiences with Credits yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credits complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 19, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 11, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Mar 9, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 7, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 18, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 6, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 22, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Credits
How many complaints does Credits have?
Credits has 29 complaints on record since August 2015, including 13 in the last 12 months and 0 in the last 30 days. That makes it number 1,303 of every company by complaints this year.
Does Credits respond to complaints?
Yes. Credits answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Credits?
The most common problems are written notification about debt (16), took or threatened to take negative or legal action (2), attempts to collect debt not owed (7).
Is Credits legit?
Credits is a real company with a public complaint record: consumers have complained about it 29 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credits legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Credits?
Complain to Credits in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credits complaints come from?
Most come from Oregon (20), Washington (4), Idaho (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Credits
No comments yet. Start the conversation - questions are welcome too.