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Payday & personal loans

Discover payday & personal loans complaints

Consumers have filed 445 complaints about Discover's payday & personal loans, 20 in the last 12 months (-58%). Discover answered 100% on time and closed 15% with relief. See the whole Discover record.

Discover against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Discover20-58%100%15%445

Every lender ranked

Latest Discover payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
May 22, 2024Payday & personal loansGetting a line of creditCAExplainedYes
May 14, 2024Payday & personal loansProblem when making paymentsFLExplainedYes
May 1, 2024Payday & personal loansGetting the loanTXExplainedYes
Apr 30, 2024Payday & personal loansProblem with additional add-on products or servicesCAExplainedYes
Apr 14, 2024Payday & personal loansProblem with cash advanceGAFixedYes
Mar 31, 2024Payday & personal loansGetting a line of creditGAExplainedYes
Mar 26, 2024Payday & personal loansStruggling to pay your loanAZExplainedYes
Mar 22, 2024Payday & personal loansProblem when making paymentsAKExplainedYes
Mar 22, 2024Payday & personal loansProblem with additional add-on products or servicesMNFixedYes
Feb 28, 2024Payday & personal loansGetting the loanOHExplainedYes
Feb 22, 2024Payday & personal loansGetting the loanOKExplainedYes
Jan 29, 2024Payday & personal loansStruggling to pay your loanPAFixedYes
Jan 28, 2024Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jan 8, 2024Payday & personal loansProblem with the payoff process at the end of the loanAEFixedYes
Dec 29, 2023Payday & personal loansProblem with additional add-on products or servicesINExplainedYes
Dec 28, 2023Payday & personal loansGetting the loanMDExplainedYes
Dec 21, 2023Payday & personal loansProblem with the payoff process at the end of the loanTXFixedYes
Dec 18, 2023Payday & personal loansProblem with additional add-on products or servicesGAExplainedYes
Dec 15, 2023Payday & personal loansProblem with the payoff process at the end of the loanNYExplainedYes
Dec 12, 2023Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAFixedYes
Nov 28, 2023Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Nov 14, 2023Payday & personal loansProblem with the payoff process at the end of the loanNJExplainedYes
Nov 5, 2023Payday & personal loansGetting a line of creditVAExplainedYes
Oct 30, 2023Payday & personal loansWas approved for a loan, but didn't receive the moneyPRMoney backYes
Oct 25, 2023Payday & personal loansGetting the loanMDExplainedYes
Oct 20, 2023Payday & personal loansGetting a line of creditMOExplainedYes
Oct 17, 2023Payday & personal loansGetting the loanUTExplainedYes
Oct 8, 2023Payday & personal loansProblem with additional add-on products or servicesFLExplainedYes
Oct 3, 2023Payday & personal loansGetting the loanMSExplainedYes
Sep 27, 2023Payday & personal loansIncorrect information on your reportAccount information incorrectFLExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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