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Early Warning Services credit cards complaints

Consumers have filed 28 complaints about Early Warning Services's credit cards, 12 in the last 12 months. Early Warning Services answered 100% on time and closed 0% with relief. See the whole Early Warning Services record.

Early Warning Services against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Early Warning Services (Zelle)12new100%0%28

Every card issuer ranked

Latest Early Warning Services credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Oct 31, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeINExplainedYes
Sep 26, 2026Credit cardsIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Aug 17, 2026Credit cardsTrouble using your cardCan't use card to make purchasesNVExplainedYes
Aug 14, 2026Credit cardsGetting a credit cardApplication deniedFLExplainedYes
Jun 18, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeNJExplainedYes
Apr 23, 2026Credit cardsGetting a credit cardApplication deniedNCExplainedYes
Mar 23, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeILExplainedYes
Mar 18, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeILExplainedYes
Mar 16, 2026Credit cardsGetting a credit cardApplication deniedVAExplainedYes
Feb 20, 2026Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementWIExplainedYes
Feb 10, 2026Credit cardsIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Feb 3, 2026Credit cardsGetting a credit cardCard opened without my consent or knowledgeINExplainedYes
Apr 8, 2025Credit cardsOther features, terms, or problemsProblem with balance transferNYExplainedYes
Mar 18, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNYExplainedYes
Jan 18, 2025Credit cardsOther features, terms, or problemsPrivacy issuesILExplainedYes
Jan 17, 2025Credit cardsClosing your accountCompany closed your accountINExplainedYes
Oct 4, 2024Credit cardsClosing your accountCan't close your accountCAExplainedYes
Mar 27, 2024Credit cardsTrouble using your cardCan't use card to make purchasesFLExplainedYes
Jan 8, 2024Credit cardsClosing your accountCompany closed your accountGAExplainedYes
Sep 21, 2023Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Apr 13, 2023Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardILExplainedYes
Jan 12, 2023Credit cardsGetting a credit cardApplication deniedFLExplainedYes
Oct 18, 2022Credit cardsStruggling to pay your billCredit card company won't work with you while you're going through financial hardshipCAExplainedYes
Jul 13, 2022Credit cardsProblem with a purchase shown on your statementCard was charged for something you did not purchase with the cardTXExplainedYes
Apr 9, 2022Credit cardsProblem with a purchase shown on your statementOvercharged for something you did purchase with the cardCAExplainedYes
Jan 28, 2022Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementMIExplainedYes
Oct 28, 2021Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNYExplainedYes
Dec 28, 2020Credit cardsOther features, terms, or problemsOther problemCAExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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