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Debt relief & credit repair

Edfinancial Services debt relief & credit repair complaints

Consumers have filed 15 complaints about Edfinancial Services's debt relief & credit repair, 7 in the last 12 months. Edfinancial Services answered 100% on time and closed 0% with relief. See the whole Edfinancial Services record.

Edfinancial Services against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13Edfinancial Services7new100%0%15

Every debt relief company ranked

Latest Edfinancial Services debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Sep 30, 2026Debt relief & credit repairConfusing or missing disclosuresSCExplainedYes
Sep 3, 2026Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Aug 12, 2026Debt relief & credit repairConfusing or missing disclosuresNDExplainedYes
Jun 25, 2026Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
May 8, 2026Debt relief & credit repairConfusing or misleading advertising or marketingGAExplainedYes
Dec 31, 2025Debt relief & credit repairConfusing or missing disclosuresTXExplainedYes
Dec 5, 2025Debt relief & credit repairDidn't provide services promisedLAExplainedYes
Aug 15, 2025Debt relief & credit repairDidn't provide services promisedNYExplainedYes
Apr 12, 2025Debt relief & credit repairCharged upfront or unexpected feesGAExplainedYes
Apr 12, 2025Debt relief & credit repairUnauthorized withdrawals or chargesNYExplainedYes
Dec 10, 2024Debt relief & credit repairConfusing or misleading advertising or marketingNCExplainedYes
Nov 14, 2024Debt relief & credit repairProblem with customer serviceINExplainedYes
Jan 24, 2024Debt relief & credit repairCharged upfront or unexpected feesOHExplainedNo
Oct 12, 2023Debt relief & credit repairDidn't provide services promisedCOExplainedNo
Jun 20, 2023Debt relief & credit repairConfusing or missing disclosuresILExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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