Emcc against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | Emcc | 0 | new | - | - | 66 |
Every credit bureau ranked
Latest Emcc credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Jun 14, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | CA | Explained | Yes |
| Jun 7, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | NJ | Explained | Yes |
| Jun 2, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | TX | Explained | Yes |
| Jun 1, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | TX | Explained | Yes |
| Apr 18, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | CA | Explained | Yes |
| Mar 12, 2022 | Credit reporting | Incorrect information on your reportAccount status incorrect | LA | Explained | Yes |
| Feb 21, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | NY | Explained | Yes |
| Feb 20, 2022 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | NY | Explained | Yes |
| Feb 5, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | PA | Explained | Yes |
| Jan 25, 2022 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | FL | Explained | Yes |
| Sep 14, 2021 | Credit reporting | Improper use of your reportReporting company used your report improperly | IL | Explained | Yes |
| Aug 17, 2021 | Credit reporting | Incorrect information on your reportAccount information incorrect | MI | Explained | Yes |
| Aug 4, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | FL | Explained | Yes |
| Aug 3, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | SC | Explained | Yes |
| Jul 7, 2021 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | VA | Explained | Yes |
| Jun 25, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | AZ | Explained | Yes |
| May 13, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | IN | Explained | Yes |
| May 6, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | IN | Explained | Yes |
| Apr 14, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 days | AL | Explained | Yes |
| Dec 17, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | LA | Fixed | Yes |
| Nov 18, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | PA | Explained | Yes |
| Nov 6, 2020 | Credit reporting | Incorrect information on your reportAccount status incorrect | NY | Explained | Yes |
| Oct 30, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | UT | Fixed | Yes |
| Sep 13, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | CA | Explained | Yes |
| Sep 11, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | PA | Explained | Yes |
| Aug 7, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or results | NY | Explained | Yes |
| Jul 30, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | NJ | Explained | Yes |
| May 25, 2020 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | GA | Explained | Yes |
| May 13, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | AR | Fixed | Yes |
| Apr 1, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | NV | Explained | Yes |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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