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Credit reporting

Emcc credit reporting complaints

Consumers have filed 66 complaints about Emcc's credit reporting. See the whole Emcc record.

Emcc against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Emcc0new--66

Every credit bureau ranked

Latest Emcc credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
May 17, 2024Credit reportingIncorrect information on your reportInformation is missing that should be on the reportGAExplainedYes
May 16, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
May 9, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
May 5, 2024Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
May 3, 2024Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Mar 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Mar 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeMDExplainedYes
Mar 9, 2024Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Jan 5, 2024Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Dec 12, 2023Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysFLExplainedYes
Nov 10, 2023Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedNo
Oct 20, 2023Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Sep 4, 2023Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 15, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 9, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseAZExplainedYes
Jul 20, 2023Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jun 28, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysVAExplainedYes
Jun 26, 2023Credit reportingCredit monitoring or identity theft protection servicesBilling dispute for servicesTXExplainedYes
Jun 25, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
May 8, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseLAExplainedYes
Apr 29, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Apr 27, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Mar 11, 2023Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeARExplainedYes
Nov 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Sep 24, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Aug 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Aug 20, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsNYExplainedYes
Jul 5, 2022Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Jun 30, 2022Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Jun 15, 2022Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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