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Payday & personal loans

EMoneyUSA payday & personal loans complaints

Consumers have filed 31 complaints about EMoneyUSA's payday & personal loans, 6 in the last 12 months. EMoneyUSA answered 100% on time and closed 0% with relief. See the whole EMoneyUSA record.

EMoneyUSA against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13EMoneyUSA6new100%0%31

Every lender ranked

Latest EMoneyUSA payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Mar 24, 2026Payday & personal loansIssues with repaymentCAExplainedYes
Mar 24, 2026Payday & personal loansStruggling to pay your loanWIExplainedYes
Mar 10, 2026Payday & personal loansIssues with repaymentCAExplainedYes
Mar 5, 2026Payday & personal loansIssues with repaymentCAExplainedYes
Feb 27, 2026Payday & personal loansStruggling to pay your loanCAExplainedYes
Feb 3, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Oct 17, 2025Payday & personal loansCan't stop withdrawals from your bank accountTXExplainedYes
May 12, 2025Payday & personal loansLoan payment wasn't credited to your accountALExplainedYes
Apr 17, 2025Payday & personal loansCharged fees or interest you didn't expectWIExplainedYes
Mar 20, 2025Payday & personal loansStruggling to pay your loanWIExplainedYes
Feb 14, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectTXExplainedYes
Jul 31, 2024Payday & personal loansProblem when making paymentsTXExplainedYes
Jul 18, 2024Payday & personal loansCharged fees or interest you didn't expectWIExplainedYes
Feb 21, 2022Payday & personal loansIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Oct 20, 2020Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jun 5, 2020Payday & personal loansIncorrect information on your reportAccount information incorrectWIExplainedYes
Jan 10, 2020Payday & personal loansStruggling to pay your loanTXExplainedYes
Dec 26, 2019Payday & personal loansIncorrect information on your reportInformation is missing that should be on the reportOHExplainedYes
Dec 9, 2019Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Oct 14, 2019Payday & personal loansProblem when making paymentsMOExplainedYes
Sep 2, 2019Payday & personal loansIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 27, 2019Payday & personal loansCan't stop withdrawals from your bank accountMOExplainedYes
Dec 13, 2018Payday & personal loansProblem when making paymentsTXExplainedYes
Sep 20, 2018Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Aug 10, 2018Payday & personal loansProblem with the payoff process at the end of the loanMOExplainedYes
Aug 2, 2018Payday & personal loansProblem when making paymentsTXExplainedYes
Jul 23, 2018Payday & personal loansStruggling to pay your loanTXExplainedYes
Jun 23, 2018Payday & personal loansCan't stop withdrawals from your bank accountTXExplainedYes
Aug 16, 2017Payday & personal loansStruggling to pay your loanOHExplainedYes
Nov 7, 2016Payday & personal loansProblems when you are unable to payTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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