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Credit reporting

Esusu credit reporting complaints

Consumers have filed 56 complaints about Esusu's credit reporting, 14 in the last 12 months (-36%). Esusu answered 92.9% on time and closed 0% with relief. See the whole Esusu record.

Esusu against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Esusu14-36%92.9%0%56

Every credit bureau ranked

Latest Esusu credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jan 27, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Jan 20, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayMDExplainedYes
Jan 16, 2025Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outNVExplainedYes
Jan 7, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Jan 1, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Dec 26, 2024Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Sep 5, 2024Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreGAExplainedYes
May 6, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
May 6, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Mar 18, 2024Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 7, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Jan 25, 2024Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outFLExplainedYes
Nov 11, 2023Credit reportingIncorrect information on your reportInformation is missing that should be on the reportMOExplainedYes
Oct 25, 2023Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outFLExplainedYes
Jul 18, 2023Credit reportingCredit monitoring or identity theft protection servicesProblem with product or service terms changingTXExplainedYes
Jul 5, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNVExplainedYes
May 15, 2023Credit reportingIncorrect information on your reportAccount status incorrectGAExplainedYes
Jan 2, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Dec 17, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNCExplainedYes
Aug 29, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseGAFixedYes
Jul 27, 2022Credit reportingImproper use of your reportReporting company used your report improperlyWAExplainedYes
Mar 23, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneORExplainedYes
Mar 7, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Jan 28, 2022Credit reportingCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedPAMoney backYes
Jan 13, 2022Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outMAExplainedYes
Jan 7, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportNVFixedNo

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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