FactorTrust against other credit bureaus & report companies
| # | Company | 12 months | Change | On time | Relief | All time |
|---|
| 1 | TransUnion | 2,331,811 | +58% | 100% | 41% | 5,233,338 |
| 2 | Experian | 2,053,038 | +58% | 99.9% | 13% | 4,685,519 |
| 3 | Equifax | 2,003,445 | +31% | 99.9% | 40% | 5,012,726 |
| 4 | LexisNexis | 36,424 | +107% | 99.4% | 25% | 73,974 |
| 5 | CBC Companies | 22,776 | -22% | 100% | 53% | 60,544 |
| 6 | Capital One | 10,567 | -3% | 100% | 15% | 54,153 |
| 7 | FIS (Fidelity National Information Services) | 6,930 | +40% | 100% | 0% | 18,768 |
| 8 | Resurgent Capital Services | 5,816 | +3% | 99.9% | 21% | 18,732 |
| 9 | Early Warning Services (Zelle) | 4,540 | +23% | 100% | 0% | 12,728 |
| 10 | CL Holdings | 4,485 | +38% | 100% | 45% | 10,946 |
| 11 | Citibank | 4,468 | -7% | 100% | 48% | 22,299 |
| 12 | Bank of America | 4,455 | +8% | 99.4% | 13% | 20,084 |
| 13 | FactorTrust | 0 | -100% | - | - | 1,901 |
Every credit bureau ranked
Latest FactorTrust credit reporting complaints
| Received | About | Issue | State | Answer | On time |
|---|
| Jan 31, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | MI | Explained | Yes |
| Jan 31, 2025 | Credit reporting | Incorrect information on your reportPublic record information inaccurate | VA | Explained | Yes |
| Jan 31, 2025 | Credit reporting | Incorrect information on your reportPersonal information incorrect | NV | Explained | Yes |
| Jan 31, 2025 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | CA | Explained | Yes |
| Jan 31, 2025 | Credit reporting | Incorrect information on your reportInformation that should be on the report is missing | CA | Explained | Yes |
| Jan 29, 2025 | Credit reporting | Unable to get your credit report or credit scoreProblem getting your free annual credit report | GA | Explained | Yes |
| Jan 29, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | FL | Explained | Yes |
| Jan 29, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | IL | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | CA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | GA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | PA | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | NC | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Jan 28, 2025 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | AZ | Explained | Yes |
| Jan 27, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | VA | Explained | Yes |
| Jan 27, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | PA | Explained | Yes |
| Jan 27, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | TX | Explained | Yes |
| Jan 26, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | PA | Explained | Yes |
| Jan 26, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | TX | Explained | Yes |
| Jan 25, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | KY | Explained | Yes |
| Jan 25, 2025 | Credit reporting | Problem with fraud alerts or security freezes | FL | Explained | Yes |
| Jan 25, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | VA | Explained | Yes |
Your rights with credit bureaus & report companies
Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.
Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.
General information, not legal advice; rules vary by state. Plain-English guides
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