Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Credit reporting

FactorTrust credit reporting complaints

Consumers have filed 1,901 complaints about FactorTrust's credit reporting. See the whole FactorTrust record.

FactorTrust against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13FactorTrust0-100%--1,901

Every credit bureau ranked

Latest FactorTrust credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Feb 5, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 5, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 5, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 5, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 5, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 5, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTNExplainedYes
Feb 5, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Feb 5, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportMSExplainedYes
Feb 4, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTNExplainedYes
Feb 4, 2025Credit reportingProblem with fraud alerts or security freezesCAExplainedYes
Feb 4, 2025Credit reportingProblem with fraud alerts or security freezesNYExplainedYes
Feb 4, 2025Credit reportingProblem with fraud alerts or security freezesNCExplainedYes
Feb 4, 2025Credit reportingProblem with fraud alerts or security freezesORExplainedYes
Feb 4, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportKYExplainedYes
Feb 4, 2025Credit reportingUnable to get your credit report or credit scoreOther problem getting your report or credit scoreNJExplainedYes
Feb 3, 2025Credit reportingIncorrect information on your reportPersonal information incorrectMSExplainedYes
Feb 2, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Feb 2, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Feb 2, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 2, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 2, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMSExplainedYes
Feb 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMNExplainedYes
Feb 1, 2025Credit reportingIncorrect information on your reportPersonal information incorrectILExplainedYes
Feb 1, 2025Credit reportingUnable to get your credit report or credit scoreProblem getting your free annual credit reportTXExplainedYes
Feb 1, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportVAExplainedYes
Feb 1, 2025Credit reportingIncorrect information on your reportInformation that should be on the report is missingCAExplainedYes
Feb 1, 2025Credit reportingIncorrect information on your reportOld information reappears or never goes awayMSExplainedYes
Feb 1, 2025Credit reportingIncorrect information on your reportPersonal information incorrectMSExplainedYes
Jan 31, 2025Credit reportingProblem with fraud alerts or security freezesTXExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about FactorTrust

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience