Debt collection
Fay Servicing debt collection complaints
Consumers have filed 173 complaints about Fay Servicing's debt collection, 12 in the last 12 months (-50%). Fay Servicing answered 100% on time and closed 0% with relief. See the whole Fay Servicing record.
Fay Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fay Servicing | 12 | 100% | 0% |
Latest Fay Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Feb 2, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 29, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 9, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 27, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Dec 6, 2024 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 27, 2024 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Sep 27, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 23, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jul 18, 2024 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jun 17, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| May 14, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 12, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 11, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 15, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 15, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 13, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 8, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 1, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 14, 2023 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Aug 30, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Jul 24, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 22, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| May 5, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 2, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 25, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Apr 24, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 17, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 14, 2023 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Mar 25, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 17, 2023 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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