Debt collection
Fay Servicing debt collection complaints
Consumers have filed 173 complaints about Fay Servicing's debt collection, 12 in the last 12 months (-50%). Fay Servicing answered 100% on time and closed 0% with relief. See the whole Fay Servicing record.
Fay Servicing against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Fay Servicing | 12 | 100% | 0% |
Latest Fay Servicing debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 14, 2023 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 31, 2023 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 11, 2023 | Debt collection | Took or threatened to take negative or legal actionSued you without properly notifying you of lawsuit | Explained |
| Dec 13, 2022 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Dec 5, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Nov 2, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 5, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 26, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Sep 2, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Sep 1, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Aug 10, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 3, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jun 24, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jun 16, 2022 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jun 3, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Apr 29, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Apr 4, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 2, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 26, 2022 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jan 13, 2022 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 8, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 7, 2022 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jan 5, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 4, 2022 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Dec 28, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Nov 21, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Oct 20, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 19, 2021 | Debt collection | Took or threatened to take negative or legal actionSeized or attempted to seize your property | Explained |
| Sep 20, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Sep 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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