Debt collector · complaint record
Financial Accounts Service Team complaints
Filed under Financial Accounts Service Team Inc.
Consumers have filed 175 complaints about Financial Accounts Service Team since 2014, 52 of them in the last 12 months (+68% on the year before). It answered 32.7% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Poor response record. How it works
- Complaints on record
- 175
- Last 12 months
- 52
- Answered on time
- 32.7%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #313 of 1,963
Since May 2014
+68% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 21, 2026
Most complained-about debt collectors
Financial Accounts Service Team complaints by month
The busiest month was January 2026 (11 complaints). Complaints in the last 12 months are up 68% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Financial Accounts Service Team answered last 12 months
- Closed with explanation4586.5%
- In progress11.9%
- Untimely response611.5%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/4532.7% on time
- Relief for customers0/400% closed with relief
- Complaint trend3/15+68% vs last year
What Financial Accounts Service Team complaints are about
Top Financial Accounts Service Team problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 33
- Debt was paid 14
- Debt was result of identity theft 4
- Debt was already discharged in bankruptcy and is no longer owed 2
Where Financial Accounts Service Team complaints come from
Most complaints: Tennessee (55), Georgia (23), Texas (19), Oklahoma (17), South Carolina (14).
Financial Accounts Service Team compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Collection Bureau of Fort Walton BeachDebt collection | 26 | 53 | F |
| 2 | Suttell, Hammer & White, P.SDebt collection | 35 | 53 | D |
| 3 | Mountain Land CollectionsDebt collection | 56 | 53 | C |
| 4 | Collectech DiversifiedDebt collection | 60 | 52 | C |
| 5 | Advanced Collection BureauDebt collection | 53 | 52 | C |
| 6 | Financial Accounts Service TeamDebt collection | 3 | 52 | F |
| 7 | N.A.RDebt collection | 11 | 51 | F |
| 8 | Receivable Management GroupDebt collection | 44 | 51 | D |
Compare side by side: Financial Accounts Service Team vs Collection Bureau of Fort Walton Beach · Financial Accounts Service Team vs Suttell, Hammer & White, P.S · Financial Accounts Service Team vs Mountain Land Collections · Financial Accounts Service Team vs Collectech Diversified
What people say about Financial Accounts Service Team
All experiencesNo experiences with Financial Accounts Service Team yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Financial Accounts Service Team complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Oct 2, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | In progress |
| Aug 30, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 14, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 13, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Aug 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Aug 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 4, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Aug 3, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
Questions about Financial Accounts Service Team
How many complaints does Financial Accounts Service Team have?
Financial Accounts Service Team has 175 complaints on record since May 2014, including 52 in the last 12 months and 1 in the last 30 days. That makes it number 663 of every company by complaints this year.
Does Financial Accounts Service Team respond to complaints?
Yes. Financial Accounts Service Team answered 32.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 3/100 (grade F).
What do people complain about most with Financial Accounts Service Team?
The most common problems are attempts to collect debt not owed (53), written notification about debt (30), took or threatened to take negative or legal action (16).
Is Financial Accounts Service Team legit?
Financial Accounts Service Team is a real company with a public complaint record: consumers have complained about it 175 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Financial Accounts Service Team legit? for the signals, red flags and how to protect yourself.
Are complaints about Financial Accounts Service Team going up or down?
Up. There were 52 complaints in the last 12 months against 31 in the 12 before (+68%). See every month.
How do I file a complaint against Financial Accounts Service Team?
Complain to Financial Accounts Service Team in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Financial Accounts Service Team complaints come from?
Most come from Tennessee (55), Georgia (23), Texas (19). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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