Debt collector · complaint record
Financial Credit Service complaints
Filed under Financial Credit Service, Inc.
Consumers have filed 653 complaints about Financial Credit Service since 2013, none in the last 12 months. It answered 91.7% on time and closed 0% with relief for the customer. The most common problem is cont'd attempts collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 653
- Last 12 months
- 0
- Answered on time
- 91.7%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since November 2013
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 6, 2021
Financial Credit Service complaints by month
The busiest month was October 2015 (20 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Financial Credit Service answered all time
- Closed with explanation64799.1%
- Closed60.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Financial Credit Service complaints are about
Top Financial Credit Service problems
Inside "Cont'd attempts collect debt not owed"
- Debt is not mine 93
- Debt was paid 19
- Debt resulted from identity theft 11
- Debt was discharged in bankruptcy 3
Where Financial Credit Service complaints come from
Most complaints: Texas (98), California (85), Florida (58), Georgia (26), Virginia (22).
Financial Credit Service compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Financial Credit ServiceDebt collection | - | 0 | - |
Compare side by side: Financial Credit Service vs Green Square · Financial Credit Service vs EMoneyUSA · Financial Credit Service vs Mullooly Jeffrey Rooney & Flynn · Financial Credit Service vs Credit World Services
What people say about Financial Credit Service
All experiencesNo experiences with Financial Credit Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Financial Credit Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 6, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 15, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 1, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| May 6, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 29, 2020 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Nov 22, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 11, 2019 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 9, 2019 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Oct 2, 2019 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Sep 19, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Sep 17, 2019 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 10, 2019 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
Questions about Financial Credit Service
How many complaints does Financial Credit Service have?
Financial Credit Service has 653 complaints on record since November 2013, including 0 in the last 12 months and 0 in the last 30 days.
Does Financial Credit Service respond to complaints?
Yes. Financial Credit Service answered 91.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Financial Credit Service?
The most common problems are cont'd attempts collect debt not owed (126), taking/threatening an illegal action (121), communication tactics (97).
Is Financial Credit Service legit?
Financial Credit Service is a real company with a public complaint record: consumers have complained about it 653 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Financial Credit Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Financial Credit Service?
Complain to Financial Credit Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Financial Credit Service complaints come from?
Most come from Texas (98), California (85), Florida (58). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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