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Payday & personal loans

First Heritage Credit payday & personal loans complaints

Consumers have filed 78 complaints about First Heritage Credit's payday & personal loans. See the whole First Heritage Credit record.

First Heritage Credit against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13First Heritage Credit0new--78

Every lender ranked

Latest First Heritage Credit payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Aug 29, 2022Payday & personal loansGetting the loanSCExplainedYes
Jul 31, 2022Payday & personal loansImproper use of your reportReporting company used your report improperlySCExplainedYes
Apr 25, 2022Payday & personal loansStruggling to pay your loanTXExplainedYes
Apr 2, 2022Payday & personal loansGetting the loanALExplainedYes
Feb 17, 2022Payday & personal loansProblem with the payoff process at the end of the loanSCFixedYes
Feb 4, 2022Payday & personal loansProblem with the payoff process at the end of the loanMSMoney backYes
Nov 17, 2021Payday & personal loansImproper use of your reportReporting company used your report improperlyTNExplainedYes
Jun 22, 2021Payday & personal loansProblem with additional add-on products or servicesTNExplainedNo
Jun 9, 2021Payday & personal loansCharged fees or interest you didn't expectFLExplainedNo
Feb 22, 2021Payday & personal loansStruggling to pay your loanMSExplainedYes
Feb 20, 2021Payday & personal loansStruggling to pay your loanSCExplainedYes
Dec 16, 2020Payday & personal loansProblem with additional add-on products or servicesSCExplainedYes
Dec 14, 2020Payday & personal loansStruggling to pay your loanLAFixedYes
Oct 21, 2020Payday & personal loansGetting the loanMSExplainedYes
Oct 20, 2020Payday & personal loansCharged fees or interest you didn't expectMSExplainedYes
Aug 24, 2020Payday & personal loansStruggling to pay your loanLAExplainedYes
Aug 17, 2020Payday & personal loansIncorrect information on your reportAccount status incorrectMSFixedYes
Jul 28, 2020Payday & personal loansGetting the loanTNExplainedYes
Jun 18, 2020Payday & personal loansStruggling to pay your loanMSExplainedYes
Jun 16, 2020Payday & personal loansProblem when making paymentsTNFixedYes
Mar 13, 2020Payday & personal loansProblem when making paymentsMSFixedYes
Mar 11, 2020Payday & personal loansProblem with the payoff process at the end of the loan-FixedYes
Feb 3, 2020Payday & personal loansProblem when making paymentsTNFixedYes
Aug 1, 2019Payday & personal loansStruggling to pay your loanMIExplainedYes
Jul 13, 2019Payday & personal loansProblem when making paymentsLAFixedYes
Jul 11, 2019Payday & personal loansStruggling to pay your loanLAExplainedYes
Jun 25, 2019Payday & personal loansStruggling to pay your loanMSExplainedYes
Apr 29, 2019Payday & personal loansStruggling to pay your loanTNFixedYes
Feb 6, 2019Payday & personal loansProblem when making paymentsLAExplainedYes
Jan 7, 2019Payday & personal loansProblem when making paymentsTNFixedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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