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Payday & personal loans

Ford Credit payday & personal loans complaints

Consumers have filed 24 complaints about Ford Credit's payday & personal loans, 2 in the last 12 months. Ford Credit answered 100% on time and closed 0% with relief. See the whole Ford Credit record.

Ford Credit against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Ford Credit2new100%0%24

Every lender ranked

Latest Ford Credit payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jan 16, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectFLExplainedYes
Dec 13, 2025Payday & personal loansProblem with the payoff process at the end of the loanNJExplainedYes
Jun 9, 2025Payday & personal loansProblem when making paymentsNYFixedYes
Dec 5, 2023Payday & personal loansStruggling to pay your loanFLExplainedYes
Dec 5, 2023Payday & personal loansStruggling to pay your loanFLExplainedYes
May 2, 2023Payday & personal loansStruggling to pay your loanNCMoney backYes
Feb 20, 2023Payday & personal loansGetting a line of creditORExplainedYes
Feb 28, 2022Payday & personal loansProblem when making paymentsMIFixedYes
Feb 28, 2022Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Jan 14, 2022Payday & personal loansProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneNJExplainedYes
Nov 18, 2021Payday & personal loansReceived a loan you didn't apply forNYExplainedYes
Aug 13, 2019Payday & personal loansVehicle was damaged or destroyed the vehicleCAExplainedYes
Jan 17, 2018Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Mar 11, 2017Payday & personal loansTaking out the loan or leaseWAExplainedYes
Sep 20, 2016Payday & personal loansManaging the loan or leaseMOExplainedYes
Sep 20, 2016Payday & personal loansManaging the loan or leaseMOExplainedYes
Sep 7, 2016Payday & personal loansManaging the loan or leaseNJExplainedYes
Jun 6, 2016Payday & personal loansManaging the loan or leaseGAExplainedYes
Feb 25, 2016Payday & personal loansManaging the loan or leasePAExplainedYes
Feb 23, 2016Payday & personal loansShopping for a loan or leaseTXExplainedYes
Feb 16, 2016Payday & personal loansManaging the loan or leaseNVExplainedYes
Nov 28, 2015Payday & personal loansTaking out the loan or leaseTXExplainedYes
Feb 25, 2015Payday & personal loansManaging the loan or leaseSCExplainedYes
Aug 18, 2014Payday & personal loansProblems when you are unable to payGAExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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