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Debt collection

Franklin Credit Management debt collection complaints

Consumers have filed 32 complaints about Franklin Credit Management's debt collection. See the whole Franklin Credit Management record.

Franklin Credit Management against other debt collectors

#Company12 monthsChangeOn timeReliefAll time
1CL Holdings25,525+136%99.9%51%47,216
2Encore Capital (Midland Credit)19,484+59%100%12%57,060
3Portfolio Recovery Associates17,942+60%99.9%63%55,016
4Resurgent Capital Services17,500+6%100%26%54,761
5TransUnion9,367-62%100%48%58,125
6Experian9,347-53%100%9%52,595
7CCS Financial Services8,704+51%99.9%2%23,877
8Equifax7,993-70%100%40%56,820
9Kriya Capital7,526+100%100%100%16,464
10I.C. System6,903+81%100%0%21,049
11National Credit Systems5,918+48%99.9%0%17,574
12Caine & Weiner5,539+112%99.9%39%12,208
13Franklin Credit Management0new--32

Every debt collector ranked

Latest Franklin Credit Management debt collection complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Aug 28, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountVAExplainedYes
Mar 1, 2025Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCOExplainedYes
Jun 9, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedOHExplainedYes
Apr 19, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtTXExplainedYes
Mar 28, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedFLExplainedYes
Mar 23, 2023Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedOHExplainedYes
Dec 17, 2021Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedYes
Jul 25, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtCTExplainedYes
Mar 23, 2021Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtKYExplainedYes
Nov 23, 2020Debt collectionFalse statements or representationAttempted to collect wrong amountMIExplainedYes
Oct 6, 2020Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtMAExplainedYes
Aug 23, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtCAExplainedYes
Mar 14, 2019Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtFLExplainedYes
Jul 30, 2018Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedTXExplainedYes
Feb 2, 2018Debt collectionCommunication tacticsFrequent or repeated callsCAExplainedYes
Aug 5, 2017Debt collectionAttempts to collect debt not owedDebt is not yoursMNExplainedYes
Jul 26, 2017Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtGAExplainedYes
May 17, 2017Debt collectionWritten notification about debtDidn't receive enough information to verify debtWIExplainedYes
Nov 7, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftTXExplainedYes
Jul 30, 2016Debt collectionCont'd attempts collect debt not owedDebt resulted from identity theftFLExplainedYes
Mar 6, 2016Debt collectionCont'd attempts collect debt not owedDebt was paidMNExplainedYes
Feb 3, 2016Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyCAExplainedYes
Dec 9, 2015Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Nov 6, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtCAExplainedYes
Apr 15, 2014Debt collectionCont'd attempts collect debt not owedDebt was paidLAExplainedYes
Mar 14, 2014Debt collectionCont'd attempts collect debt not owedDebt is not mineCTExplainedYes
Feb 27, 2014Debt collectionDisclosure verification of debtRight to dispute notice not receivedILExplainedYes
Jan 17, 2014Debt collectionCont'd attempts collect debt not owedDebt was discharged in bankruptcyHIExplainedYes
Jan 6, 2014Debt collectionDisclosure verification of debtNot given enough info to verify debtTXExplainedYes

Your rights with debt collectors

Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.

Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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