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Franklin Credit Management complaints

Consumers have filed 273 complaints about Franklin Credit Management since 2012, 8 of them in the last 12 months (-20% on the year before). It answered 87.5% on time and closed 0% with relief for the customer. The most common problem is struggling to pay mortgage.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
273

Since March 2012

Last 12 months
8

-20% vs the year before

Answered on time
87.5%

Industry: 96%

Closed with relief
0%

Typical mortgage company: 5%

Last 30 days
0

Newest: Oct 1, 2026

Rank
#149 of 595

Most complained-about mortgage lenders & servicers

Franklin Credit Management complaints by month

The busiest month was December 2015 (9 complaints). Complaints in the last 12 months are down 20% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Franklin Credit Management answered all time

  • Closed with explanation27098.9%
  • In progress10.4%
  • Untimely response20.7%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Franklin Credit Management complaints are about

Top Franklin Credit Management problems

Where Franklin Credit Management complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (90), Texas (19), Georgia (18), Puerto Rico (15), Florida (14).

Franklin Credit Management compared with other mortgage lenders & servicers

#CompanyScore12 monthsChangeOn timeReliefGrade
1Midwest Loan ServicesMortgages5029+53%100%0%C
2Truhome SolutionsMortgages4328+155%96.4%4%D
3NEXA MortgageMortgages828+22%46.4%0%F
4HilltopMortgages5128+40%100%0%C
5Land Home Financial ServicesMortgages2127+8%92.6%0%F
6First United Bank and TrustMortgages6027-31%100%0%C
7A&D MortgageMortgages4525+79%96%4%D
8Franklin Credit ManagementMortgages-8-20%87.5%0%-

Compare side by side: Franklin Credit Management vs Midwest Loan Services · Franklin Credit Management vs Truhome Solutions · Franklin Credit Management vs NEXA Mortgage · Franklin Credit Management vs Hilltop

What people say about Franklin Credit Management

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Latest Franklin Credit Management complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 1, 2026MortgagesStruggling to pay mortgageForeclosureINIn progressYes
Aug 7, 2026MortgagesStruggling to pay mortgageForeclosureCAExplainedNo
Jun 10, 2026MortgagesStruggling to pay mortgageForeclosureCAExplainedYes
May 14, 2026Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysMOExplainedYes
Mar 25, 2026MortgagesTrouble during payment processLoan sold or transferred to another companyGAExplainedYes
Mar 19, 2026Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportPRExplainedYes
Feb 18, 2026MortgagesStruggling to pay mortgageForeclosureMNExplainedYes
Jan 28, 2026MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureFLExplainedYes
Nov 9, 2025Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedYes
Nov 3, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanMNExplainedYes
Oct 3, 2025MortgagesTrouble during payment processLoan sold or transferred to another companyGAExplainedYes
Sep 29, 2025MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanPRExplainedYes

Questions about Franklin Credit Management

How many complaints does Franklin Credit Management have?

Franklin Credit Management has 273 complaints on record since March 2012, including 8 in the last 12 months and 0 in the last 30 days. That makes it number 1,571 of every company by complaints this year.

Does Franklin Credit Management respond to complaints?

Yes. Franklin Credit Management answered 87.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Franklin Credit Management?
Is Franklin Credit Management legit?

Franklin Credit Management is a real company with a public complaint record: consumers have complained about it 273 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Franklin Credit Management legit? for the signals, red flags and how to protect yourself.

Are complaints about Franklin Credit Management going up or down?

Down. There were 8 complaints in the last 12 months against 10 in the 12 before (-20%). See every month.

How do I file a complaint against Franklin Credit Management?

Complain to Franklin Credit Management in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Franklin Credit Management complaints come from?

Most come from California (90), Texas (19), Georgia (18). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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