Debt collector · complaint record
FS Card complaints
Filed under FS Card Inc.
Consumers have filed 5 complaints about FS Card since 2017, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since October 2017
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 4, 2026
Most complained-about debt collectors
FS Card complaints by month
The busiest month was October 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How FS Card answered all time
- Closed with explanation240%
- Untimely response360%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What FS Card complaints are about
Top FS Card problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 1
Where FS Card complaints come from
Most complaints: Mississippi (1), Pennsylvania (1), Texas (1), Virginia (1).
FS Card compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | FS CardDebt collection | - | 1 | - |
Compare side by side: FS Card vs Green Square · FS Card vs EMoneyUSA · FS Card vs Mullooly Jeffrey Rooney & Flynn · FS Card vs Credit World Services
What people say about FS Card
All experiencesNo experiences with FS Card yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest FS Card complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | No timely reply |
| Jul 5, 2025 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Mar 14, 2019 | Credit cards | Closing your accountCompany closed your account | No timely reply |
| Apr 9, 2018 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 25, 2017 | Credit cards | Getting a credit cardCard opened as result of identity theft or fraud | Explained |
Questions about FS Card
How many complaints does FS Card have?
FS Card has 5 complaints on record since October 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does FS Card respond to complaints?
Yes. FS Card answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with FS Card?
The most common problems are took or threatened to take negative or legal action (1), getting a credit card (1), closing your account (1).
Is FS Card legit?
FS Card is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is FS Card legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against FS Card?
Complain to FS Card in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most FS Card complaints come from?
Most come from Mississippi (1), Pennsylvania (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about FS Card
No comments yet. Start the conversation - questions are welcome too.