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Debt collector · complaint record

Gaba Law complaints

Consumers have filed 14 complaints about Gaba Law since 2014, none in the last 12 months. It answered 57.1% on time and closed 8% with relief for the customer. The most common problem is false statements or representation.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
14

Since September 2014

Last 12 months
0

new vs the year before

Answered on time
57.1%

Industry: 96.5%

Closed with relief
8%

Typical debt collector: 24%

Last 30 days
0

Newest: Aug 22, 2025

Rank
-

Gaba Law complaints by month

The busiest month was August 2015 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Gaba Law answered all time

  • Closed with non-monetary relief17.1%
  • Closed with explanation857.1%
  • Closed428.6%
  • Untimely response17.1%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Gaba Law complaints are about

  • Debt collection1286%
  • Student loans17%
  • Credit cards17%

Top Gaba Law problems

Inside "False statements or representation"

  • Attempted to collect wrong amount 3

Where Gaba Law complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (9), Mississippi (1), Oregon (1), Utah (1), Alabama (1).

Gaba Law compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Gaba LawDebt collection-0new57.1%8%-

Compare side by side: Gaba Law vs Green Square · Gaba Law vs EMoneyUSA · Gaba Law vs Mullooly Jeffrey Rooney & Flynn · Gaba Law vs Credit World Services

What people say about Gaba Law

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Latest Gaba Law complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Aug 22, 2025Debt collectionWritten notification about debtDidn't receive enough information to verify debtCANo timely replyNo
May 24, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountUTExplainedYes
Jan 31, 2021Student loansDealing with your lender or servicerNeed information about your loan balance or loan termsMSExplainedYes
Dec 8, 2020Credit cardsTrouble using your cardCan't use card to make purchasesCAFixedNo
Aug 20, 2018Debt collectionAttempts to collect debt not owedDebt was paidCAExplainedYes
May 26, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Apr 13, 2017Debt collectionTaking/threatening an illegal actionSeized/Attempted to seize property-ExplainedNo
Jul 28, 2016Debt collectionCommunication tacticsThreatened to take legal actionORClosedYes
Feb 2, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes
Aug 17, 2015Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitCAExplainedYes
Aug 7, 2015Debt collectionCont'd attempts collect debt not owedDebt was paidCAClosedNo
Jul 17, 2015Debt collectionTaking/threatening an illegal actionSued w/o proper notification of suitCAExplainedNo

Questions about Gaba Law

How many complaints does Gaba Law have?

Gaba Law has 14 complaints on record since September 2014, including 0 in the last 12 months and 0 in the last 30 days.

Does Gaba Law respond to complaints?

Yes. Gaba Law answered 57.1% of its complaints on time (within 15 days) and closed 8% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Gaba Law?
Is Gaba Law legit?

Gaba Law is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Gaba Law legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Gaba Law?

Complain to Gaba Law in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Gaba Law complaints come from?

Most come from California (9), Mississippi (1), Oregon (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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