Mortgage company · complaint record
Garden State Home Loans complaints
Filed under GARDEN STATE HOME LOANS INCORPORATED
Consumers have filed 5 complaints about Garden State Home Loans since 2017, none in the last 12 months. It answered 80% on time and closed 20% with relief for the customer. The most common problem is closing on a mortgage.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 5
- Last 12 months
- 0
- Answered on time
- 80%
- Closed with relief
- 20%
- Last 30 days
- 0
- Rank
- -
Since March 2017
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Jul 18, 2022
Garden State Home Loans complaints by month
The busiest month was July 2022 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Garden State Home Loans answered all time
- Closed with monetary relief120%
- Closed with explanation480%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
Top Garden State Home Loans problems
Garden State Home Loans compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Garden State Home LoansMortgages | - | 0 | - |
Compare side by side: Garden State Home Loans vs Midwest Loan Services · Garden State Home Loans vs Truhome Solutions · Garden State Home Loans vs NEXA Mortgage · Garden State Home Loans vs Hilltop
What people say about Garden State Home Loans
All experiencesNo experiences with Garden State Home Loans yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Garden State Home Loans complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 18, 2022 | Mortgages | Closing on a mortgage | Explained |
| Jul 10, 2022 | Mortgages | Applying for a mortgage or refinancing an existing mortgage | Explained |
| Sep 30, 2020 | Mortgages | Closing on a mortgage | Money back |
| May 4, 2020 | Mortgages | Closing on a mortgage | Explained |
| Mar 3, 2017 | Mortgages | Application, originator, mortgage broker | Explained |
Questions about Garden State Home Loans
How many complaints does Garden State Home Loans have?
Garden State Home Loans has 5 complaints on record since March 2017, including 0 in the last 12 months and 0 in the last 30 days.
Does Garden State Home Loans respond to complaints?
Yes. Garden State Home Loans answered 80% of its complaints on time (within 15 days) and closed 20% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Garden State Home Loans?
The most common problems are closing on a mortgage (3), application, originator, mortgage broker (1), applying for a mortgage or refinancing an existing mortgage (1).
Is Garden State Home Loans legit?
Garden State Home Loans is a real company with a public complaint record: consumers have complained about it 5 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Garden State Home Loans legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Garden State Home Loans?
Complain to Garden State Home Loans in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Garden State Home Loans complaints come from?
Most come from Michigan (2), Pennsylvania (2), New Jersey (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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