Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Credit cards

Genesis Lending credit cards complaints

Consumers have filed 8 complaints about Genesis Lending's credit cards. See the whole Genesis Lending record.

Genesis Lending against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13Genesis Lending0new--8

Every card issuer ranked

Latest Genesis Lending credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Jan 27, 2021Credit cardsOther features, terms, or problemsOther problemPANo timely replyNo
Jan 20, 2021Credit cardsStruggling to pay your billCredit card company won't work with you while you're going through financial hardshipNJNo timely replyNo
Jan 13, 2021Credit cardsClosing your accountCan't close your accountSCNo timely replyNo
Mar 19, 2019Credit cardsProblem when making paymentsProblem during payment processCTExplainedYes
Jan 10, 2019Credit cardsTrouble using your cardCan't use card to make purchasesCAExplainedYes
Dec 31, 2018Credit cardsFees or interestProblem with feesPAExplainedYes
Oct 27, 2017Credit cardsProblem when making paymentsProblem during payment processFLExplainedYes
Jul 8, 2015Credit cardsCustomer service / Customer relationsFLExplainedYes

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

Talk about Genesis Lending

Be kind and stick to facts. No account numbers or other people's details. Rules

No comments yet. Start the conversation - questions are welcome too.

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience