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Debt collector · complaint record

Harvest Credit Management VII complaints

Consumers have filed 13 complaints about Harvest Credit Management VII since 2014, 2 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
13

Since October 2014

Last 12 months
2

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Dec 17, 2025

Rank
#1,275 of 1,963

Most complained-about debt collectors

Harvest Credit Management VII complaints by month

The busiest month was December 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Harvest Credit Management VII answered all time

  • Closed with explanation13100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Harvest Credit Management VII complaints are about

  • Debt collection1077%
  • Debt relief & credit repair18%
  • Auto loans & leases18%
  • Credit reporting18%

Top Harvest Credit Management VII problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 1
  • Debt was already discharged in bankruptcy and is no longer owed 1

Where Harvest Credit Management VII complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (2), California (2), Colorado (1), Connecticut (1), Idaho (1).

Harvest Credit Management VII compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Harvest Credit Management VIIDebt collection-2new100%0%-

Compare side by side: Harvest Credit Management VII vs Green Square · Harvest Credit Management VII vs EMoneyUSA · Harvest Credit Management VII vs Mullooly Jeffrey Rooney & Flynn · Harvest Credit Management VII vs Credit World Services

What people say about Harvest Credit Management VII

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Latest Harvest Credit Management VII complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Dec 17, 2025Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Dec 15, 2025Debt relief & credit repairCharged upfront or unexpected feesTXExplainedYes
Dec 3, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemProblem with personal statement of disputeNCExplainedYes
Jul 7, 2020Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedCTExplainedYes
Sep 12, 2019Debt collectionThreatened to contact someone or share information improperlyContacted your employerMDExplainedYes
Jul 5, 2017Debt collectionTook or threatened to take negative or legal actionSued you without properly notifying you of lawsuitCAExplainedYes
Apr 6, 2017Debt collectionTaking/threatening an illegal actionSued where didn't live/sign for debtNJExplainedYes
Mar 22, 2017Debt collectionTaking/threatening an illegal actionAttempted to/Collected exempt fundsCOExplainedYes
Jun 7, 2016Auto loans & leasesManaging the loan or leaseILExplainedYes
Aug 24, 2015Debt collectionImproper contact or sharing of infoTalked to a third party about my debtCAExplainedYes
Jul 27, 2015Debt collectionDisclosure verification of debtNot given enough info to verify debtMOExplainedYes
Jan 21, 2015Debt collectionCont'd attempts collect debt not owedDebt is not mineIDExplainedYes

Questions about Harvest Credit Management VII

How many complaints does Harvest Credit Management VII have?

Harvest Credit Management VII has 13 complaints on record since October 2014, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.

Does Harvest Credit Management VII respond to complaints?

Yes. Harvest Credit Management VII answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.

What do people complain about most with Harvest Credit Management VII?
Is Harvest Credit Management VII legit?

Harvest Credit Management VII is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Harvest Credit Management VII legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Harvest Credit Management VII?

Complain to Harvest Credit Management VII in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Harvest Credit Management VII complaints come from?

Most come from Texas (2), California (2), Colorado (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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