Debt collection
Heartland Payment Systems debt collection complaints
Consumers have filed 162 complaints about Heartland Payment Systems's debt collection, 13 in the last 12 months. Heartland Payment Systems answered 100% on time and closed 0% with relief. See the whole Heartland Payment Systems record.
Heartland Payment Systems against other debt collectors
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | CL Holdings | 25,525 | 99.9% | 51% |
| 2 | Encore Capital (Midland Credit) | 19,484 | 100% | 12% |
| 3 | Portfolio Recovery Associates | 17,942 | 99.9% | 63% |
| 4 | Resurgent Capital Services | 17,500 | 100% | 26% |
| 5 | TransUnion | 9,367 | 100% | 48% |
| 6 | Experian | 9,347 | 100% | 9% |
| 7 | CCS Financial Services | 8,704 | 99.9% | 2% |
| 8 | Equifax | 7,993 | 100% | 40% |
| 9 | Kriya Capital | 7,526 | 100% | 100% |
| 10 | I.C. System | 6,903 | 100% | 0% |
| 11 | National Credit Systems | 5,918 | 99.9% | 0% |
| 12 | Caine & Weiner | 5,539 | 99.9% | 39% |
| 13 | Heartland Payment Systems | 13 | 100% | 0% |
Latest Heartland Payment Systems debt collection complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 26, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Jul 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 17, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 28, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 21, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Apr 2, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 23, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 23, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 23, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jan 4, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 22, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 17, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 22, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Sep 4, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Aug 18, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 15, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Jul 8, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 21, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 31, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| May 7, 2025 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Mar 17, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Mar 15, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 3, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 23, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Jan 17, 2025 | Debt collection | Electronic communicationsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 21, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Nov 13, 2024 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 5, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
Your rights with debt collectors
Under the Fair Debt Collection Practices Act a collector must send you a validation notice with the amount and the creditor, and if you dispute the debt in writing within 30 days it must stop collecting until it verifies it. Collectors cannot harass you, lie, threaten arrest, or call at unusual times, and you can tell them in writing to stop contacting you.
Scam warning: Fake collectors threaten arrest, demand payment by gift card, wire or crypto, and refuse to put anything in writing. Ask for the validation notice and check the collector's name and number independently before you pay anything.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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