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Credit reporting

Home Loan Center credit reporting complaints

Consumers have filed 140 complaints about Home Loan Center's credit reporting, 10 in the last 12 months. Home Loan Center answered 100% on time and closed 0% with relief. See the whole Home Loan Center record.

Home Loan Center against other credit bureaus & report companies

#Company12 monthsChangeOn timeReliefAll time
1TransUnion2,331,811+58%100%41%5,233,338
2Experian2,053,038+58%99.9%13%4,685,519
3Equifax2,003,445+31%99.9%40%5,012,726
4LexisNexis36,424+107%99.4%25%73,974
5CBC Companies22,776-22%100%53%60,544
6Capital One10,567-3%100%15%54,153
7FIS (Fidelity National Information Services)6,930+40%100%0%18,768
8Resurgent Capital Services5,816+3%99.9%21%18,732
9Early Warning Services (Zelle)4,540+23%100%0%12,728
10CL Holdings4,485+38%100%45%10,946
11Citibank4,468-7%100%48%22,299
12Bank of America4,455+8%99.4%13%20,084
13Home Loan Center10new100%0%140

Every credit bureau ranked

Latest Home Loan Center credit reporting complaints

ReceivedAboutIssueStateAnswerOn time
Jul 22, 2026Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
May 1, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Feb 28, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
Feb 6, 2026Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outOHExplainedYes
Jan 28, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jan 21, 2026Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Jan 16, 2026Credit reportingIncorrect information on your reportInformation is missing that should be on the reportTXExplainedYes
Jan 14, 2026Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Dec 11, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Nov 30, 2025Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsCAExplainedYes
Nov 14, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNCExplainedYes
Oct 13, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Oct 8, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNYExplainedYes
Sep 1, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Aug 28, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Aug 21, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseNJExplainedYes
Aug 1, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeOHExplainedYes
Jul 17, 2025Credit reportingImproper use of your reportReporting company used your report improperlyARExplainedYes
Jul 9, 2025Credit reportingIncorrect information on your reportAccount status incorrectLAExplainedYes
Jul 8, 2025Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Jul 1, 2025Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Jun 24, 2025Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Jun 23, 2025Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportMAExplainedYes
May 23, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAExplainedYes
May 21, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeUTExplainedYes
May 6, 2025Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Apr 23, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizePAExplainedYes
Nov 30, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Nov 18, 2024Credit reportingImproper use of your reportReceived unsolicited financial product or insurance offers after opting outTXExplainedYes
Oct 27, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILExplainedYes

Your rights with credit bureaus & report companies

Under the Fair Credit Reporting Act you can dispute anything inaccurate or incomplete on your report, and the credit bureau generally has to investigate within 30 days (45 in some cases) and fix or delete what it cannot verify. You are entitled to free reports from each nationwide bureau at annualcreditreport.com, and you can place a fraud alert or a free security freeze.

Scam warning: Nobody can legally remove accurate negative information from your report - be wary of anyone promising to. The only official site for your free reports is annualcreditreport.com.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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