Payday & personal loans
Houston Finance payday & personal loans complaints
Consumers have filed 8 complaints about Houston Finance's payday & personal loans, 1 in the last 12 months. Houston Finance answered 100% on time and closed 0% with relief. See the whole Houston Finance record.
Houston Finance against other personal & payday lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Affirm | 2,316 | 100% | 0% |
| 2 | Paramount GR | 904 | 99.8% | 0% |
| 3 | OneMain Financial | 765 | 100% | 7% |
| 4 | Klarna | 652 | 94% | 13% |
| 5 | Block (Cash App) | 447 | 96.2% | 2% |
| 6 | Enova (CashNetUSA, NetCredit) | 434 | 100% | 0% |
| 7 | CCF Intermediate | 388 | 99.7% | 8% |
| 8 | Upgrade | 291 | 100% | 2% |
| 9 | Upstart | 276 | 99.6% | 2% |
| 10 | SoFi | 276 | 100% | 10% |
| 11 | Truist | 274 | 99.6% | 11% |
| 12 | Uprova Credit | 257 | 100% | 0% |
| 13 | Houston Finance | 1 | 100% | 0% |
Latest Houston Finance payday & personal loans complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Jan 24, 2026 | Payday & personal loans | Getting the loan | Explained |
| Nov 12, 2024 | Payday & personal loans | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 31, 2021 | Payday & personal loans | Problem when making payments | Explained |
| Apr 27, 2020 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Nov 30, 2017 | Payday & personal loans | Struggling to pay your loan | Explained |
| Sep 26, 2017 | Payday & personal loans | Problem when making payments | Explained |
| Dec 27, 2016 | Payday & personal loans | Managing the loan or lease | Explained |
| Jul 3, 2016 | Payday & personal loans | Managing the loan or lease | Explained |
Your rights with personal & payday lenders
You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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