Debt collector · complaint record
Houston Finance complaints
Filed under Houston Finance Co.
Consumers have filed 27 complaints about Houston Finance since 2016, 8 of them in the last 12 months. It answered 87.5% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 27
- Last 12 months
- 8
- Answered on time
- 87.5%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #791 of 1,963
Since July 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: May 15, 2026
Most complained-about debt collectors
Houston Finance complaints by month
The busiest month was November 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Houston Finance answered all time
- Closed with non-monetary relief13.7%
- Closed with explanation2696.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Houston Finance complaints are about
Top Houston Finance problems
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 7
Houston Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Houston FinanceDebt collection | - | 8 | - |
Compare side by side: Houston Finance vs Green Square · Houston Finance vs EMoneyUSA · Houston Finance vs Mullooly Jeffrey Rooney & Flynn · Houston Finance vs Credit World Services
What people say about Houston Finance
All experiencesNo experiences with Houston Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Houston Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 21, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 24, 2026 | Payday & personal loans | Getting the loan | Explained |
| Dec 12, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Nov 16, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 9, 2025 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Sep 17, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 13, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 8, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Houston Finance
How many complaints does Houston Finance have?
Houston Finance has 27 complaints on record since July 2016, including 8 in the last 12 months and 0 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Houston Finance respond to complaints?
Yes. Houston Finance answered 87.5% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Houston Finance?
The most common problems are took or threatened to take negative or legal action (7), incorrect information on your report (4), getting the loan (1).
Is Houston Finance legit?
Houston Finance is a real company with a public complaint record: consumers have complained about it 27 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Houston Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Houston Finance?
Complain to Houston Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Houston Finance complaints come from?
Most come from Texas (26), Georgia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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