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Payday & personal loans

Insikt payday & personal loans complaints

Consumers have filed 13 complaints about Insikt's payday & personal loans, 1 in the last 12 months. Insikt answered 0% on time and closed - with relief. See the whole Insikt record.

Insikt against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Insikt1new0%-13

Every lender ranked

Latest Insikt payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Dec 23, 2025Payday & personal loansGetting the loanINNo timely replyNo
Sep 26, 2025Payday & personal loansGetting a line of creditILNo timely replyNo
Mar 28, 2022Payday & personal loansCharged fees or interest you didn't expectCANo timely replyNo
Jan 24, 2022Payday & personal loansReceived a loan you didn't apply forMDNo timely replyNo
Jan 20, 2022Payday & personal loansGetting the loanCANo timely replyNo
Nov 12, 2020Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Dec 12, 2019Payday & personal loansIncorrect information on your reportInformation belongs to someone elseCAExplainedYes
Dec 5, 2019Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Jun 5, 2019Payday & personal loansCan't contact lender or servicerCAExplainedYes
May 17, 2019Payday & personal loansCan't contact lender or servicerCAExplainedYes
May 5, 2019Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
May 30, 2018Payday & personal loansGetting a line of creditCAExplainedYes
Feb 9, 2018Payday & personal loansGetting the loanCAMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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