Credit bureau · complaint record
Insikt complaints
Filed under Insikt, Inc.
Consumers have filed 66 complaints about Insikt since 2016, 17 of them in the last 12 months. It answered 0% on time and closed 17% with relief for the customer. The most common problem is credit monitoring or identity theft protection services.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 66
- Last 12 months
- 17
- Answered on time
- 0%
- Closed with relief
- 17%
- Last 30 days
- 0
- Rank
- #160 of 566
Since August 2016
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 27, 2026
Most complained-about credit bureaus & report companies
Insikt complaints by month
The busiest month was February 2026 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Insikt answered all time
- Closed with monetary relief34.5%
- Closed with non-monetary relief11.5%
- Closed with explanation1928.8%
- Untimely response4365.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Insikt complaints are about
Top Insikt problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 9
- Reporting company used your report improperly 3
- Received unsolicited financial product or insurance offers after opting out 1
Where Insikt complaints come from
Most complaints: California (25), North Carolina (9), Texas (8), Illinois (5), Arizona (4).
Insikt compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | InsiktCredit reporting | - | 17 | - |
Compare side by side: Insikt vs Apple Financing · Insikt vs Nav Technologies · Insikt vs Opportunity Fund · Insikt vs Heritage Financial Group
What people say about Insikt
All experiencesNo experiences with Insikt yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Insikt complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 27, 2026 | Debt relief & credit repair | Confusing or misleading advertising or marketing | No timely reply |
| Jun 18, 2026 | Debt relief & credit repair | Problem with customer service | No timely reply |
| May 29, 2026 | Mortgages | Applying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application process | No timely reply |
| May 19, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Apr 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Apr 1, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | No timely reply |
| Mar 30, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | No timely reply |
| Mar 29, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | No timely reply |
| Feb 28, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | No timely reply |
| Feb 27, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | No timely reply |
| Feb 27, 2026 | Credit reporting | Credit monitoring or identity theft protection servicesDidn't receive services that were advertised | No timely reply |
| Feb 26, 2026 | Credit reporting | Improper use of your reportReceived unsolicited financial product or insurance offers after opting out | No timely reply |
Questions about Insikt
How many complaints does Insikt have?
Insikt has 66 complaints on record since August 2016, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does Insikt respond to complaints?
Yes. Insikt answered 0% of its complaints on time (within 15 days) and closed 17% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Insikt?
The most common problems are credit monitoring or identity theft protection services (5), problem with a company's investigation into an existing problem (4), improper use of your report (13).
Is Insikt legit?
Insikt is a real company with a public complaint record: consumers have complained about it 66 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Insikt legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Insikt?
Complain to Insikt in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Insikt complaints come from?
Most come from California (25), North Carolina (9), Texas (8). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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