Credit bureau · complaint record
KCB Credit complaints
Filed under KCB Credit LLC
Consumers have filed 16 complaints about KCB Credit since 2023, 6 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 6
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #239 of 566
Since March 2023
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 7, 2026
Most complained-about credit bureaus & report companies
KCB Credit complaints by month
The busiest month was November 2025 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How KCB Credit answered all time
- Closed with explanation1593.8%
- In progress16.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What KCB Credit complaints are about
Top KCB Credit problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 9
- Reporting company used your report improperly 2
Where KCB Credit complaints come from
Most complaints: California (4), Nevada (3), Texas (2), New York (2), Florida (2).
KCB Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | KCB CreditCredit reporting | - | 6 | - |
Compare side by side: KCB Credit vs Apple Financing · KCB Credit vs Nav Technologies · KCB Credit vs Opportunity Fund · KCB Credit vs Heritage Financial Group
What people say about KCB Credit
All experiencesNo experiences with KCB Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest KCB Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 7, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | In progress |
| Jul 27, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jul 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 26, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jan 9, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 20, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 5, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 6, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jun 20, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 17, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 10, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 13, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about KCB Credit
How many complaints does KCB Credit have?
KCB Credit has 16 complaints on record since March 2023, including 6 in the last 12 months and 0 in the last 30 days. That makes it number 1,757 of every company by complaints this year.
Does KCB Credit respond to complaints?
Yes. KCB Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with KCB Credit?
The most common problems are improper use of your report (11), attempts to collect debt not owed (2), incorrect information on your report (3).
Is KCB Credit legit?
KCB Credit is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is KCB Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against KCB Credit?
Complain to KCB Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most KCB Credit complaints come from?
Most come from California (4), Nevada (3), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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