Debt collector · complaint record
Lake City Credit complaints
Consumers have filed 41 complaints about Lake City Credit since 2019, none in the last 12 months. It answered 75.6% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 41
- Last 12 months
- 0
- Answered on time
- 75.6%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- -
Since February 2019
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Jul 9, 2024
Lake City Credit complaints by month
The busiest month was July 2020 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lake City Credit answered all time
- Closed with explanation41100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lake City Credit complaints are about
Top Lake City Credit problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 6
- Debt was paid 4
- Debt was result of identity theft 2
Where Lake City Credit complaints come from
Most complaints: Texas (16), Virginia (3), Pennsylvania (3), Florida (3), Nevada (3).
Lake City Credit compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Lake City CreditDebt collection | - | 0 | - |
Compare side by side: Lake City Credit vs Green Square · Lake City Credit vs EMoneyUSA · Lake City Credit vs Mullooly Jeffrey Rooney & Flynn · Lake City Credit vs Credit World Services
What people say about Lake City Credit
All experiencesNo experiences with Lake City Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lake City Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 9, 2024 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Feb 25, 2024 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 27, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 26, 2023 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Sep 28, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Dec 9, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Dec 3, 2022 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Apr 7, 2022 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Nov 16, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 4, 2021 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Explained |
| Jul 30, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 19, 2021 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
Questions about Lake City Credit
How many complaints does Lake City Credit have?
Lake City Credit has 41 complaints on record since February 2019, including 0 in the last 12 months and 0 in the last 30 days.
Does Lake City Credit respond to complaints?
Yes. Lake City Credit answered 75.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Lake City Credit?
The most common problems are attempts to collect debt not owed (12), written notification about debt (10), took or threatened to take negative or legal action (7).
Is Lake City Credit legit?
Lake City Credit is a real company with a public complaint record: consumers have complained about it 41 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lake City Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lake City Credit?
Complain to Lake City Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lake City Credit complaints come from?
Most come from Texas (16), Virginia (3), Pennsylvania (3). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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