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LendingPoint credit cards complaints

Consumers have filed 9 complaints about LendingPoint's credit cards. See the whole LendingPoint record.

LendingPoint against other credit card companies

#Company12 monthsChangeOn timeReliefAll time
1Capital One14,231+52%99.9%22%71,421
2Citibank12,511+54%99.9%42%69,867
3Synchrony9,417+55%95.9%20%46,487
4JPMorgan Chase7,363+30%100%21%48,168
5Bank of America6,335+62%99.3%39%37,295
6American Express5,838+29%98.7%23%33,782
7Wells Fargo3,702+44%99.9%27%19,609
8Bread Financial (Comenity)3,690+29%100%47%21,535
9Goldman Sachs Bank (Apple Card, Marcus)3,156+36%100%27%10,467
10Barclays US2,871+36%100%7%18,152
11U.S. Bank2,011+50%100%33%11,339
12TransUnion1,897-74%100%57%19,687
13LendingPoint0new--9

Every card issuer ranked

Latest LendingPoint credit cards complaints

ReceivedAboutIssueStateAnswerOn time
Jun 7, 2025Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementCAExplainedYes
Mar 4, 2025Credit cardsGetting a credit cardCard opened without my consent or knowledgeCAExplainedYes
Jun 29, 2024Credit cardsOther features, terms, or problemsOther problemARExplainedYes
Dec 29, 2023Credit cardsProblem when making paymentsProblem during payment processNCExplainedYes
Sep 17, 2022Credit cardsGetting a credit cardApplication deniedKYExplainedYes
Aug 2, 2022Credit cardsIncorrect information on your reportAccount status incorrectCAExplainedYes
Jul 15, 2022Credit cardsProblem with a purchase shown on your statementCredit card company isn't resolving a dispute about a purchase on your statementNCExplainedYes
Jun 17, 2021Credit cardsStruggling to pay your billCredit card company won't work with you while you're going through financial hardshipMDExplainedYes
Oct 2, 2020Credit cardsProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMAExplainedNo

Your rights with credit card companies

Under the Fair Credit Billing Act you have 60 days from the statement date to dispute a billing error in writing, and the issuer must investigate. Your liability for unauthorized charges is capped at $50 by law (and usually zero in practice). Issuers must give 45 days' notice before raising your interest rate or most fees.

Scam warning: Your card company will never ask you to read out a full card number, PIN or one-time code on a call it made. Hang up and call the number on the back of the card.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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