Auto lender · complaint record
Liberal Finance Service complaints
Consumers have filed 9 complaints about Liberal Finance Service since 2017, 1 of them in the last 12 months. It answered 100% on time and closed 100% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 9
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 100%
- Last 30 days
- 0
- Rank
- #133 of 193
Since August 2017
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Apr 17, 2026
Most complained-about auto lenders
Liberal Finance Service complaints by month
The busiest month was August 2017 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Liberal Finance Service answered all time
- Closed with non-monetary relief111.1%
- Closed with explanation888.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Liberal Finance Service complaints are about
Top Liberal Finance Service problems
Inside "Managing the loan or lease"
- Problem with additional products or services purchased with the loan 1
- Problem with fees charged 1
- Billing problem 1
Liberal Finance Service compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Liberal Finance ServiceAuto loans & leases | - | 1 | - |
Compare side by side: Liberal Finance Service vs The Savings Group · Liberal Finance Service vs AC AutoPay LLC, Denver, CO Branch · Liberal Finance Service vs CARS Acquisition · Liberal Finance Service vs EA Holdings
What people say about Liberal Finance Service
All experiencesNo experiences with Liberal Finance Service yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Liberal Finance Service complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 17, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Fixed |
| Jun 3, 2020 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Jan 24, 2020 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 17, 2019 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 28, 2019 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Sep 24, 2018 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Jun 25, 2018 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Dec 28, 2017 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 29, 2017 | Auto loans & leases | Problems at the end of the loan or leaseProblem while selling or giving up the vehicle | Explained |
Questions about Liberal Finance Service
How many complaints does Liberal Finance Service have?
Liberal Finance Service has 9 complaints on record since August 2017, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Liberal Finance Service respond to complaints?
Yes. Liberal Finance Service answered 100% of its complaints on time (within 15 days) and closed 100% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Liberal Finance Service?
The most common problems are incorrect information on your report (1), managing the loan or lease (3), took or threatened to take negative or legal action (1).
Is Liberal Finance Service legit?
Liberal Finance Service is a real company with a public complaint record: consumers have complained about it 9 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Liberal Finance Service legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Liberal Finance Service?
Complain to Liberal Finance Service in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Liberal Finance Service complaints come from?
Most come from New Jersey (6), Florida (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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