Credit bureau · complaint record
Modern Finance complaints
Filed under MODERN FINANCE COMPANY
Consumers have filed 14 complaints about Modern Finance since 2015, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since July 2015
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: May 7, 2026
Most complained-about credit bureaus & report companies
Modern Finance complaints by month
The busiest month was June 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Modern Finance answered all time
- Closed with non-monetary relief321.4%
- Closed with explanation1178.6%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Modern Finance complaints are about
Top Modern Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 1
- Account information incorrect 1
- Information belongs to someone else 1
Modern Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Modern FinanceCredit reporting | - | 1 | - |
Compare side by side: Modern Finance vs Apple Financing · Modern Finance vs Nav Technologies · Modern Finance vs Opportunity Fund · Modern Finance vs Heritage Financial Group
What people say about Modern Finance
All experiencesNo experiences with Modern Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Modern Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| May 7, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 6, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Apr 3, 2024 | Credit reporting | Unable to get your credit report or credit scoreOther problem getting your report or credit score | Fixed |
| Nov 13, 2021 | Payday & personal loans | Vehicle was repossessed or sold the vehicle | Explained |
| May 6, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 1, 2020 | Payday & personal loans | Vehicle was damaged or destroyed the vehicle | Explained |
| Mar 6, 2019 | Credit cards | Problem when making paymentsProblem during payment process | Explained |
| Mar 6, 2019 | Credit cards | Problem when making paymentsProblem during payment process | Explained |
| Oct 4, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| Aug 31, 2016 | Auto loans & leases | Managing the loan or lease | Explained |
| Jun 21, 2016 | Auto loans & leases | Taking out the loan or lease | Explained |
| Jun 5, 2016 | Auto loans & leases | Managing the loan or lease | Explained |
Questions about Modern Finance
How many complaints does Modern Finance have?
Modern Finance has 14 complaints on record since July 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Modern Finance respond to complaints?
Yes. Modern Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Modern Finance?
The most common problems are incorrect information on your report (3), managing the loan or lease (3), problem when making payments (2).
Is Modern Finance legit?
Modern Finance is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Modern Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Modern Finance?
Complain to Modern Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Modern Finance complaints come from?
Most come from California (14). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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