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Debt relief & credit repair

MOHELA debt relief & credit repair complaints

Consumers have filed 24 complaints about MOHELA's debt relief & credit repair, 7 in the last 12 months. MOHELA answered 28.6% on time and closed - with relief. See the whole MOHELA record.

MOHELA against other debt relief & credit repair companies

#Company12 monthsChangeOn timeReliefAll time
1Experian351+4%100%10%1,702
2Equifax256+30%100%32%1,123
3TransUnion249+26%100%58%1,115
4Consumer Financial Services Solutions224+104%68.8%0%403
5National Debt Relief180+50%98.9%0%350
6Encore Capital (Midland Credit)146+19%100%23%384
7Freedom Financial Network96+28%100%27%492
8Resurgent Capital Services93+31%100%21%221
9The J. G. Wentworth91+98%100%0%157
10Capital One86+7%100%16%376
11Kikoff72+11%100%0%208
12Americor Funding54+54%100%0%154
13MOHELA7new28.6%-24

Every debt relief company ranked

Latest MOHELA debt relief & credit repair complaints

ReceivedAboutIssueStateAnswerOn time
Oct 26, 2026Debt relief & credit repairCharged upfront or unexpected feesGAIn progressYes
Oct 9, 2026Debt relief & credit repairDidn't provide services promisedILIn progressYes
Jul 22, 2026Debt relief & credit repairDidn't provide services promisedTXNo timely replyNo
Apr 6, 2026Debt relief & credit repairConfusing or misleading advertising or marketingNYNo timely replyNo
Mar 24, 2026Debt relief & credit repairConfusing or missing disclosuresMONo timely replyNo
Nov 28, 2025Debt relief & credit repairUnauthorized withdrawals or chargesCANo timely replyNo
Nov 26, 2025Debt relief & credit repairCharged upfront or unexpected feesILNo timely replyNo
Sep 20, 2025Debt relief & credit repairUnauthorized withdrawals or chargesVANo timely replyNo
Sep 18, 2025Debt relief & credit repairConfusing or misleading advertising or marketingCAExplainedNo
Aug 25, 2025Debt relief & credit repairUnauthorized withdrawals or chargesOHNo timely replyNo
May 5, 2025Debt relief & credit repairDidn't provide services promisedDCExplainedNo
Apr 14, 2025Debt relief & credit repairConfusing or misleading advertising or marketingTXExplainedNo
Apr 3, 2025Debt relief & credit repairConfusing or misleading advertising or marketingMIExplainedNo
Mar 22, 2025Debt relief & credit repairConfusing or missing disclosuresNYExplainedNo
Jan 20, 2025Debt relief & credit repairUnauthorized withdrawals or chargesFLExplainedYes
Dec 4, 2024Debt relief & credit repairConfusing or missing disclosuresGAExplainedYes
Oct 18, 2024Debt relief & credit repairDidn't provide services promisedTXExplainedYes
Oct 16, 2024Debt relief & credit repairUnauthorized withdrawals or chargesNJExplainedYes
Sep 13, 2024Debt relief & credit repairDidn't provide services promisedCOExplainedYes
Jul 12, 2024Debt relief & credit repairDidn't provide services promisedPAExplainedYes
Dec 10, 2023Debt relief & credit repairDidn't provide services promisedCAExplainedYes
Nov 16, 2023Debt relief & credit repairDidn't provide services promisedWVExplainedYes
Sep 2, 2023Debt relief & credit repairConfusing or missing disclosuresCAExplainedYes
Feb 18, 2022Debt relief & credit repairFraud or scamARExplainedYes

Your rights with debt relief & credit repair companies

The Credit Repair Organizations Act bans credit repair companies from charging before the work is done and gives you three days to cancel. Debt settlement companies that sell by phone cannot charge fees until they have actually settled a debt. You can do everything a credit repair company does yourself, for free.

Scam warning: Walk away from anyone who wants money up front, tells you to stop contacting your creditors, or promises a "new credit identity".

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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